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Steve Woolridge
Lloyds Bank - SME and Commercial Banking
Professional Background
Steve Woolridge is a seasoned commercial and corporate banker with an impressive career spanning over 34 years at Lloyds Bank. His professional journey is marked by diverse experiences that encompass relationship management, business development, area directorships, sales management, and regional management within the commercial banking arena. Steve returned to Lloyds in October 2016 after a fruitful seven-year hiatus in the private sector, where he further honed his expertise in various business environments.
With a strong focus on lending, sales, and financial management, Steve has cultivated a robust network of influential contacts across London, the Midlands, and East Anglia. As a highly motivated and enthusiastic leader, he has consistently delivered exceptional results in complex financial situations, showcasing his ability to navigate the intricacies of corporate finance and turnaround efforts. His extensive experience spans from corporate finance initiatives to assisting businesses in challenging circumstances, working collaboratively with stakeholders such as banks, HMRC, and various creditors.
Education and Achievements
Steve's educational background includes his studies at Seaford Head, where he laid the foundation for his distinguished career in banking and finance. His professional achievements are commendable; he has successfully led businesses through turnaround and insolvency processes and is well-versed in risk management and governance. Steve's impressive track record also includes his strategic acumen in corporate structures which has greatly benefited numerous organizations.
In late 2009, Steve took a bold step to operate his consultancy business, where he offered his expertise as both a company director and a non-executive director. His consultancy endeavors were met with great success and allowed him to leverage his 28 years of board-level experience across various companies with turnovers ranging from £500,000 to £300 million. This experience spans a spectrum of sectors, including housing, health, care, retail, manufacturing, finance, and asset management. His consultancy roles have not only showcased his strategic insights but have allowed businesses to flourish under his guidance.
Achievements
Throughout his illustrious career, Steve Woolridge has left an indelible mark on every organization he has been part of. His roles have included:
- Relationship Manager, SME Banking at Lloyds Bank: Where he successfully managed relationships with small and medium-sized enterprises, enhancing their banking experiences.
- Non-Executive Director at Buffalo Private Label Limited: Contributing strategic oversight and direction.
- Director at Chartwell Asset Management Ltd: Guiding financial strategies and asset management processes.
- Director at Chartwell Care Services Limited: Focusing on quality care provision and operational efficiencies.
- Director at Chartwell Private Hospital & Diagnostics Ltd: Ensuring the sustainability of healthcare services through astute financial management.
- Director at Furzton Consulting Limited: Leveraging consultancy expertise to assist multiple clients.
- Non-Executive Director at GenFinance Ltd: Offering high-level financial governance and guidance.
- Non-Executive Director at Genesis Housing Group: Supporting the housing sector through strategic initiatives.
- Area Director at Lloyds TSB: Leading regional operations and driving overall performance.
Steve's contributions to various sectors, especially health and care, and property (both commercial and residential), have not only benefited businesses but have also positively impacted the communities they serve. His commitment to fostering relationships with legal professionals, accountants, and insolvency practitioners enhances his effectiveness as a trusted consultant and advisor in times of need.