Terri Gumula

Terri Gumula is a strategic and innovative banking and commercial real estate executive with a strong track record in deal making and transactional expertise.

She possesses deep knowledge across various product classes, locations, and transactions, including debt restructuring, workouts, financing, and sales.

Terri is a sustainability expert with a focus on New York City's Climate Mobilization Act, and she excels in oral presentations and written analysis.

Her skill set includes strong credit skills, both quantitative and qualitative analytic skills, budgeting, cash flow statements, financial statements, tax returns, and economic analysis.

She has a profound understanding of traditional and alternative commercial real estate investments, and she is adept at negotiating with stakeholders to create value.

Terri is known for her excellent people and management skills, as well as her ability to administer and manage projects effectively under strict guidelines.

She is an innovative thinker who excels in synthesizing information and developing compelling narratives, along with proven sales ability and adept management of challenging relationships.

Terri has a wide network of national contacts and is considered a utility player in various professional settings. She has deep knowledge of major property types, including conventional real estate, affordable housing, senior housing, and conversions.

As a sought-after public speaker, Terri Gumula is engaging and knowledgeable, bringing her expertise to various speaking engagements.

Her specialties include workouts, turnarounds, restructuring, special situations, investment sales, asset management, financial structuring, acquisition, equity investments, underwriting, sales, marketing, due diligence, leasing, as well as expertise in specific financial tools like Argus, LIHTC, NMTC, and tax credits.

Terri Gumula holds a B.A. from the University of Maryland and has held key positions in organizations like Sterling National Bank, Avison Young, Citi, MMDC Group, Real Estate Capital Partners, Time Equities, Inc., and NYS Housing Finance Agency.

Her previous roles include serving as a Managing Director, Director, Vice President, Managing Principal, Project Director, Sales Director, Asset Management, and in various other capacities across the banking and real estate sectors.