Jönköping International Business School

Founder & CEO at Kreditz

Kreditz helps banks, credit institutions, landlords, insurance companies, gambling companies and many more to make better decisions by maximising the use of open banking- & PSD2. Kreditz offer a solution via API or Web (no system integration needed!) that takes your credit decisioning process to the next level. No more manual verification of documents such as pay slips and employment contracts which are easily manipulated anyway.Use Kreditz to gain insights such as:- Income Verification- Spending behavior- Asset accumulation- Debt involvement - And moreWant to learn more: <a href="http://www.kreditz.com">www.kreditz.com</a> or send me a DM!

Kreditz

Founder & CEO

Chairman of the board at LogiqPay (formerly Relenda) - Swedens largest p2p-marketplace directed towards SME-financing. Financed over 2 bn. SEK since inception. Sold to Norwegian eDI-invoicing platform Logiq in May 2017.

Logiq Pay AB

Chairman & Founder

Sweden's and Europe's first Internet based auction market (P2P-factoring) for accounts receivable. Using Fakturabörsen (direct translation "Invoice Exchange") SME's can sell their A/R to the highest bidder of hedge funds and investment companies in an auction type format. The results of the P2P-factoring modell that I have established is that SME's get access to quicker and cheaper factoring while hedge funds and investment companies get access to investment in a new "asset class" with high yield and no correlation to the stock markets.I launched the marketplace in February 2011 and am proud to say that we have financed over 1 bn. SEK worth of invoices since inception which has helped +500 companies to receive access to cheap financing also saving the companies +30 MSEK in fees (until we became Relenda in 2016).The company took on investment from Schibsted Growth, the venture company of Schibsted Media Group in 2013 and as of 2014 Schibsted was the majority owner of the company. In 2016 I bought out Schibsted's share of the company and rebranded as Relenda to focus on hyper growth with digital invoicing platforms.

Fakturabörsen

CEO/Founder

Financial websites, market analysis and trading education.My third entrepreneurial venture together with an old colleague from E*TRADE who is as passionate about trading as I am. Our biggest success was the website <a href="http://www.tradingportalen.com">www.tradingportalen.com</a> with +30.000 monthly visitors looking for objective information about trading. The site contiunes to thrive under new ownership.

FMG Financial Media Group AB

Executive Chairman/Founder

Heading the Swedish operation for Cypriot based insurance company Ancoria Insurance.Formerly known as Akelius Insurance, the company changed ownership and at the same time changed name to Ancoria Insurance. My responsibility was to start the Swedish operation from scratch, recruiting staff members, planning and conducting sales activities across Sweden to the company's existing client base.During my two years at the helm we successfully conducted +50 client seminars. The result was increased inflow into the company's savings accounts and mutual funds.

Ancoria Insurance Public Ltd

Business Development Manager

Headquarters for Sweden and Finland. Head of Sales, Customer Service and Trading Desk.As Head of Sales, Customer Service and the Trading Desk my responsibilities was to oversee the three departments everyday activities. To manage the team leaders and employees (+20 employees in these departments), to set up sales goals and sales budgets and to serve the company's day trading clients through the Trading Desk.The company set many records regarding trading volume on the OMX by it's day trading clients during my time at the company.

E*TRADE Sverige AB

Head of Sales & Service

Swedish sales office for Austrian hedge fund company.As Sales Manager for the Stockholm office I lead the Swedish employees and set up sales/distribution channels in Sweden and Finland. Clients included IFA's across the country but the biggest feat was signing online banking platform Avanza to offer Superfund to its clients.

Superfund Asset Management

Sales Manager, Sweden & Finland

Developed fund information platforms for Ethical/SRI funds.My second entrepreneurial venture. After a random hike in the cosmetics business I longed back to the financial sector. There was a lack of information regarding Ethical/SRI funds which led to the creation of a web based platform much like a "Morningstar" for Ethical/SRI funds. Clients included amongst others SEB, Folksam Fonder, KPA Fonder and several other high profile clients.

Fondero AB

SprayTan-in-a-can Import and distribution from the US to the Swedish market. My first entrepreneurial venture. Built the company from scratch, created a conversion friendly website, conducted PR/marketing activities and sales activities which led to the product eventually being sold in +120 independent cosmetics stores/supermarkets across Sweden.

Tropical Sun Scandinavia

Founder

Internet banking solutions for private clients. The position as Sales Associate consisted of relationship management with existing clients, giving advice regarding investments in savings accounts, mutual funds and pension/insurance products as well as offering consumer loans and home equity loans.I continuously reached and outperformed the sales budget for money inflow to mutual funds.

Nordea

Sales Associate

Corporate leasing and factoring solutions. An entry level position where I handled day-to-day administration of leasing and factoring agreements for Medium Sized Businesses in the southern part of Sweden.

Roni Zacharion