Roni Zacharion

Roni Zacharion is the Founder and CEO of Kreditz, a Swedish startup specializing in credit scoring and verification services utilizing Open Banking and PSD2 data. Established in 2018, Kreditz aims to enhance financial transparency by analyzing bank transaction data to provide a comprehensive view of loan applicants' financial situations. This innovative approach helps banks and financial institutions make informed credit decisions based on real-time data rather than standard templates.14

Background and Education

Zacharion has a background in Business Administration and identifies as a serial entrepreneur. His experience spans various sectors, particularly in financial services and technology, which has equipped him with the skills necessary to lead Kreditz in a rapidly evolving market.23

Company Vision

Under Zacharion's leadership, Kreditz has attracted significant investment, including a recent €10 million funding round led by Ingka Investments, aimed at accelerating growth and expanding into new markets. He emphasizes the importance of providing accurate and automated financial insights to improve customer understanding and reduce credit risks.13

Current Developments

Recently, Zacharion announced Kreditz's expansion into Spain and Denmark, reflecting the company's ambition to become a leading player in the European credit market.5