University of Cologne

Kyiv National Economic University

Abteilungsdirektorin bei HSBC Commercial Banking

Leitung und Durchführung von Prüfungen im Kreditgeschäft mit nationalen und internationalen Firmenkunden an inländischen und ausländischen Standorten der Bank (Corporate Banking, Asset Finance, Project Finance, gehobener Mittelstand).

Beurteilung des Risikomanagements der Bank sowie der Einhaltung regulatorischer Anforderungen (z.B. KWG, MaRisk, EBA/EZB Guidelines) und Formulierung der Empfehlungen zur Verbesserung der bankinternen Prozesse , orientiert an den branchenüblichen Standards (DIIR, IIA)

Helaba

Senior Audit Manager CRM Corporate Banking and Rating Systems

HSBC

Associate Director, Corporate Analyst Commercial Banking

•	Covering key corporate counterparties (mainly DAX and M-DAX clients) across a range of corporate sectors, to recommend accurate credit risk ratings and appropriate risk appetite 
•	Complex Transaction analysis and credit approval (first decision recommendation) both bilateral and syndicated loans (LMA)  
•	Covering creditors in financial distress and counterparties in restructuring proceedings
•	Preparing cash-flow projections and financial models
•	Liaise with other Risk and non-Risk groups including Relationships management, Head office, Operations, Legal, Compliance 
•	Participation in client meetings with Senior Management Members (CEOs, CFOs) 
•	Mentor and train junior team members, contribute to project work

Associate Director, Corporate Analyst Commercial Banking (First Line of Defence)

•	Assessment of the creditworthiness of German Large Corps 
international industrial companies (Manufacturing & Engineering), issue of rating, monitoring of credit risk
•	Assess the appropriateness of credit structures for complex new loan and renewal requests
•	Making decisions on loan requests within delegated authority (up to €15m)
•	Evaluation of financial statements (HGB, IRFS, US-GAAP), conducting industry, market and competitor analysis
•	Drafting and negotiation of credit documentation working closely with Legal
•	Contribute to project work
•	Participation in client meetings with Senior Management Members (CEOs, CFOs)

Maryna Gurevich