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Karishma Panda
Payments SME at PwC FS Consulting Practice I Rising Star Award Winner at the Women in Payments EMEA 2021 I PwC Consulting Awards 2019 Winner
Professional Background
Karishma Panda is a highly skilled management consultant specializing in the Financial Services (FS) sector. Her extensive experience encompasses operational transformation, cost optimization, and operating model design and review. Throughout her esteemed career, Karishma has developed a profound expertise in delivering strategies focused on enhancing an organization's effectiveness, efficiency, agility, and durability. She dedicates her professional efforts to improving overall organizational performance, always aiming to support her clients in reaching their strategic objectives.
In recent years, Karishma's specialization in the payments sector has positioned her as a key player in the industry. She has successfully executed numerous go-to-market strategy engagements that emphasize Payments Innovation and Product Management. Moreover, her analytical insights and strategic thinking have enabled her to author thought leadership pieces within the payments space while functioning in various roles throughout her career in the Financial Services sector.
Education and Achievements
Karishma's academic background is rooted in technology and strategic marketing. She commenced her educational journey at the Holy Angels High School, where she completed her Secondary School Certificate (SSC) in Information Technology. She then advanced her studies at the Swami Vivekanand Junior College, where she obtained her Higher Secondary Certificate (HSC) in Science.
Karishma further honed her technical expertise by earning a Bachelor’s degree (BE) in Information Technology from the University of Mumbai. This foundation opened the door to her specialized internship at the prestigious Indian Institute of Technology, Bombay, where she diving into advanced concepts of information technology. Continuing her pursuit of knowledge, she completed a Master’s degree (MSc) in Strategic Marketing from the renowned Cranfield School of Management, where her focus on marketing strategies and operations provided her with the frameworks necessary to excel in a management consultancy role.
Her career began with a solid foundation as a Software Engineer at Atos Origin, where she developed her technical skillset in programming languages and methodologies. As she progressed, Karishma took on roles that enabled her to leverage her analytical skills, starting with her position as a Business Analyst at Mahindra Logistics and later at ICICI Bank. These roles set the stage for her future successes in the financial services sector.
Karishma's impactful contributions have been recognized during her tenures at prestigious firms such as PwC and KPMG. As a Manager at PwC, she leveraged her extensive background to guide clients through complex operational challenges. At KPMG, she held the role of Advisor for Strategy and Effectiveness in the Financial Services branch, where she was instrumental in advising on innovative strategies to optimize operations and achieve client business objectives. Her experience as a Consultant in the CIO Advisory group at KPMG further exemplifies her keen ability to identify and implement operational improvements for organizations.
Achievements
Throughout her career, Karishma has been a driving force in the field of payments. Her work as a Product Manager at the National Payments Corporation of India is particularly noteworthy, as it has allowed her to spearhead initiatives that align with the rapidly evolving nature of payment solutions and innovations in the financial space. Additionally, her MSc thesis conducted at BNP Paribas allowed her to collaborate closely with industry professionals, enhancing her understanding of market demands and strategic branding.
With a strong foundation in Agile methodologies and Lean Six Sigma—where she holds a Green Belt certification—Karishma is committed to continuous improvement and operational excellence. Her expertise not only aids her in delivering cost-effective solutions but also empowers her clients to embrace agility in their processes, ultimately fostering an environment that encourages innovation and customer-centricity.
Karishma's commitment to professional development reflects her understanding of the importance of staying ahead in an evolving market. As an Agile delivery practitioner, she adeptly employs methods such as the Scaled Agile Framework (SAFe) to maximize efficiency and enhance her project delivery capabilities. Through her strategic insights and keen problem-solving abilities, she has consistently navigated complex projects with an eye toward innovation and practical execution in fast-paced environments.
This unique blend of technological acumen and strategic marketing insight enables Karishma Panda to thrive in her field and deliver exceptional results for her clients.
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Karishma Panda - Management Consultant in Financial Services
tags':['Management Consultant','Financial Services','Operational Transformation','Payments Innovation','Product Management','Agile Delivery','Lean Six Sigma','Strategy','Business Analysis','Payments Sector','Banking','Fintech','Logistics','IT Products','Cranfield School of Management','PwC','KPMG', 'National Payments Corporation of India', 'ICICI Bank'],
questions':['How did Karishma Panda develop her expertise in operational transformation within the financial services sector?','What innovative strategies has Karishma Panda implemented during her tenure as a manager at PwC?','In what ways has Karishma Panda contributed to payments innovation through her role at the National Payments Corporation of India?','How does Karishma Panda apply her skills in Agile delivery and Lean Six Sigma to optimize client operations?','What insights did Karishma Panda gain from her MSc thesis at BNP Paribas that influence her current consulting practices?']} }                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            .mid
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