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    John Lowell

    Partner at October Three - past President of CCA - Actuary - Expert Witness - Retirement M&A - Pension Solutions

    Professional Background

    John Lowell is a highly experienced consulting actuary and benefits and compensation professional with over 30 years of extensive industry experience. His exceptional knowledge and expertise have made him a recognized figure in the field of actuarial consulting, particularly in the areas of defined benefit pension plans, executive benefits, and compensation structures. John has spent his career helping organizations navigate the complexities surrounding employee benefits and compensation programs. His impressive background includes serving as a partner at October Three Consulting, where he leverages his deep understanding of fiduciary issues, compliance, and pension financing to provide tailored solutions for clients.

    Throughout his career, John has held significant roles across various prestigious organizations. He was previously the President of John Lowell Consulting and has served as a consulting actuary for several firms, including The Savitz Organization and Aon Hewitt. His unwavering commitment to enhancing benefits and compensation has positioned him as a go-to expert for companies looking to optimize their programs, ensuring compliance with evolving legislative agendas such as Dodd-Frank and 409A.

    Education and Achievements

    John's educational journey is rooted in prestigious institutions that equipped him with a strong foundation for his career in actuarial science. He studied at Rutgers University and the Massachusetts Institute of Technology, where he gained a deep insight into the technical aspects of finance and compensation programs. His early education took place at Newark Academy and Mt Pleasant School, which laid the groundwork for his analytical and problem-solving skills. John's adeptness at reconciling complex financial matters and his ability to communicate them clearly to diverse audiences have made him a sought-after speaker and author in the field.

    Notably, John has contributed to the understanding of defined benefit plans and legislative changes through his publications, which highlight his expertise on topics such as Dodd-Frank and 409A. His works not only reflect his knowledge but also serve as invaluable resources for professionals in the industry.

    Achievements

    John's achievements extend beyond his career roles and publications; he is also recognized for his participation in various leadership positions that have guided the future of consulting actuarial practices. As a former President, committee and task force chair, and volunteer at the Conference of Consulting Actuaries, he has been instrumental in driving initiatives that enhance the professionalism and integrity of the profession. His service on these committees underscores his dedication to fostering collaboration and knowledge sharing within the actuarial community.

    Furthermore, John's capabilities as an expert witness have proven beneficial to clients needing specialized testimony in legal and performance matters related to benefits and compensation. His insights into pension plan finance, compliance issues, and total compensation redesign have made him a trusted advisor in the field. He also has substantial experience in conducting due diligence for mergers and acquisitions, ensuring that organizations can successfully integrate their benefits and compensation programs during transitional phases.

    Other areas of specialization for John include nondiscrimination testing, union negotiations, and the management of target date funds, adding depth to his professional offering and enabling him to assist clients with diverse needs.

    Overall, John Lowell is a pivotal figure in the actuarial consulting profession, bringing a wealth of knowledge from his extensive career. His clients benefit from his comprehensive expertise, which allows them to navigate the dynamic landscape of benefits and compensation effectively. With his proactive approach and strategic insights, John continues to influence the industry and support organizations in achieving their goals related to employee benefits and compensation.

    tags([

    Compensation

    Defined Benefit Plans

    Executive Benefits

    Legislative Agendas

    Expert Witness

    Pension Plan Finance

    Defined Contribution

    Compliance

    Fiduciary Issues

    Asset Liability Management

    Enterprise Risk Management

    Target Date Funds

    409A

    Golden Parachutes

    Mergers and Acquisitions Due Diligence

    Nondiscrimination Testing

    Dodd-Frank Pay Ratio

    Total Benefit Redesign

    Union Negotiations

    Rutgers University

    Massachusetts Institute of Technology

    October Three Consulting

    John Lowell Consulting

    Conference of Consulting Actuaries

    P-Solve Cassidy

    Aon Hewitt

    JPMorgan Compensation Strategies

    Towers Perrin

    Hewitt Associates

    Finance Expert

    Benefits Consultant

    John Lowell
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    Location

    Woodstock, Georgia