Albert Morales

Albert Morales is the General Manager for Brazil at Belvo, a leading open finance data and payments platform in Latin America.12 In his role, Morales is responsible for overseeing Belvo's operations and growth in the Brazilian market.

Professional Background

Albert Morales has been instrumental in expanding Belvo's presence in Brazil. He has been involved in key strategic initiatives, including:

• The acquisition of Skilopay, a Brazilian payment institution specializing in Pix payments, which has strengthened Belvo's position as an account-to-account payments provider in Brazil.1
• Establishing partnerships with major financial institutions, such as FICO, to develop innovative solutions that leverage open finance data to expand credit access in Brazil.2

Education and Experience

Morales pursued his academic studies at ESADE Business School from 2009 to 2013.34 His professional experience includes:

• Current role as General Manager Brazil at Belvo
• Non-Executive Director position at FDATA LATAM5

Vision and Expertise

Albert Morales is passionate about democratizing access to better financial services in Latin America through open finance.4 He has demonstrated expertise in:

• Open finance and financial technology
• Strategic partnerships and acquisitions
• Market expansion and growth strategies

Morales has been quoted discussing the potential of open finance data to provide a wider picture of people's and companies' financial circumstances, which can lead to more accurate risk assessments and increased financial inclusion.2