Ray Ha

Ray Ha is a multi-lingual regulatory and corporate advisor with a wealth of international experience in guiding prominent institutions and regulators on compliance, operational procedures, and business practices.

With a distinctive blend of legal expertise across multiple jurisdictions and sharp business acumen, Ray is adept at driving success through well-informed strategies.

He specializes in researching and analyzing emerging financial regulations and technological solutions to craft impactful strategies that can help mitigate risks on a global scale.

Ray's current focus includes a deep dive into areas like tokenization of financial instruments, debt tokens, commodity tokens, equity tokens, currency tokens, security tokens, and utility tokens.

Moreover, he delves into the realms of digital banking versus digital assets, distributed governance, alternative dispute resolution mechanisms, blockchain technology, smart contracts, state law, compliance requirements, regulatory changes, tax laws, and regulations within cyberspace.

His technical expertise spans a wide range including ISDA Master Agreement and CSAs, New Lex Mercatoria and INCOTERMS, AIFMD, EMIR, Dodd-Frank Act, UCITS V, MiFIR/MiFID 2, KYC/AML and Sanctions, UK Anti-Bribery Act, GDPR, PSD2, operational risk, compliance issues, and risk assessment.

Ray Ha has held various significant positions in prestigious organizations, including being a Regulatory Change Consultant at Bovill Limited, a Senior Business Consultant at Lex Mercatoria Advisory, a Capital Markets Client Integration Advisor at BNP Paribas, a Legal Compliance Manager at The Bank of New York Mellon, a Juriste ISDA Specialist at EDF, a Juriste fiscaliste at A NOVO, a Juriste de banque at Deutsche Bank, and a Maritime & Transport Law Lecturer at ESPACE FORMATION PME. He also started his career as a trainee lawyer at Kaplan Law Firm.