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    Yogesh Sharma

    Regional Head(North & East) at Axis Bank- Digital Payments - Partnership & Strategy - Ex. Paytm & Yes Bank

    Professional Background

    Yogesh Sharma is an accomplished professional with over 8 years of extensive experience in the digital banking and fintech landscape. He has a proven track record of driving financial success and optimizing partnerships in the realm of digital payments. Currently serving as the Regional Business Head for North and East Digital Payments at Axis Bank, Yogesh has showcased his vast skill set in product management, account management, and revenue generation, effectively managing an impressive throughput attribution of over 1500 Crore per year. His dedication to creating sustainable growth roadmaps within the fintech industry exemplifies his commitment to innovation and excellence.

    Prior to his current role at Axis Bank, Yogesh significantly contributed his expertise as a Product & Portfolio Manager for UPI & BharatQR at YES BANK. His career also includes impactful positions at Paytm, where he served as the National Key Account Manager for Offline Organized Payments and as an Enterprise Sales Manager specializing in Online Payments. His rich experience spans managing and developing merchant campaigns, cross-selling strategies, and navigating the complexities of digital payment solutions.

    Education and Achievements

    Yogesh has a robust educational background that has greatly influenced his career trajectory in the fintech sector. He completed his Bachelor of Commerce (B.Com.) in Business and Commerce with a focus on cost accounting, financial management, and tax computation at the University of Rajasthan. He further advanced his career with a Master of Business Administration (MBA) from FOSTIIMA Business School, specializing in Sales and Marketing. In addition to this, he is a graduate of the leadership program in Organizational Leadership from Southern New Hampshire University, which has equipped him with strategic insights and leadership skills required to thrive in high-stakes environments.

    His internships, including a marketing internship at Iceberg Foods Limited and a research internship at Kilometer.in, provided him with foundational knowledge and practical experience that have influenced his comprehensive understanding of market dynamics and product viability.

    Expertise

    Yogesh's technical expertise encompasses a wide array of areas within the fintech landscape, particularly focusing on:

    • Product Management: Overseeing product life cycles to ensure their alignment with market needs and business strategy.
    • Merchant Acquisition: Applying innovative strategies to successfully acquire and retain a diverse range of merchants.
    • Digital Payments and Mobility: Navigating cutting-edge technologies to streamline transactions through digital wallets, UPI, BharatQR, NetBanking, IMPS, and more.
    • Strategic Account Management: Building and nurturing relationships with key stakeholders to maximize engagement and profitability.
    • P&L Management: Demonstrating financial acumen through effective planning and execution of profitable business models.
    • Merchant Campaign Design: Creating and implementing successful marketing campaigns that resonate with both merchants and consumers.

    Yogesh’s ability to adapt and thrive in challenging and dynamic startup environments has enabled him to empower numerous startups, corporates, and Payment Service Providers (PSPs) with seamless digital payment solutions. He has been proficient in building categories from inception and driving significant month-on-month growth through innovative strategies and execution.

    In addition, he is equipped to manage various new-age payment technologies, enhancing the user experience and increasing transaction efficiency. His hands-on experience includes working with NFC payments, pre-paid cards, Payment Gateways, and other forms of digital payments to ensure a holistic approach to financial transactions.

    Notable Achievements

    Yogesh has made noteworthy contributions to the organizations he has been affiliated with, along with substantial achievements in the fintech sphere. Some of his prominent accomplishments include:

    • Successfully guiding and implementing digital payment strategies that contributed to a significant increase in revenue generation, attributed to his strategic oversight.
    • Developing comprehensive roadmaps for new technologies conducive to sustainable growth and enhanced financial performance in various services.
    • Playing a pivotal role in launching and managing UPI and BharatQR services, making digital payments accessible and user-friendly for a vast audience.
    • Building merchant relationships that have led to increased engagement and sales through innovative campaigns tailored specifically to meet both merchant and consumer needs.

    Through his leadership and strategic management skills, Yogesh Sharma continues to pave the way for innovation in the digital banking and fintech landscape, playing a crucial role in shaping the future of how transactions happen seamlessly around the globe.

    Related Questions

    How did Yogesh Sharma develop his expertise in digital payments and product management?
    What strategic approaches did Yogesh Sharma implement at Axis Bank to enhance digital payment solutions?
    Can you elaborate on the types of merchant campaigns Yogesh Sharma has successfully executed during his career?
    How has Yogesh Sharma leveraged his education to impact his professional journey in fintech?
    What significant challenges has Yogesh Sharma encountered in the fintech landscape, and how has he overcome them?
    Yogesh Sharma
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    Location

    Delhi, India