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Yogesh Agarwal
CEO at Daffodil Software & Unthinkable
Yogesh Agarwal is the Founder and CEO of Onsurity, a healthtech company based in India that specializes in providing monthly subscription-based employee healthcare benefits tailored for small and medium-sized enterprises (SMEs). Established in February 2020, Onsurity has rapidly grown to serve over 1.5 million lives across more than 8,000 businesses within just a few years, making it a significant player in the Indian insurtech landscape.23
Professional Background
Before founding Onsurity, Agarwal accumulated extensive experience in the actuarial and insurance sectors. He served as the Managing Partner at Lux Actuaries & Analytics LLP, where he led the Employee Benefits practice for India and the Middle East. His previous roles also include positions as Appointed Actuary and Chief Risk Officer at Universal Sompo General Insurance Co. Ltd., and Head Actuary at Shriram General Insurance Co. Ltd..14
Agarwal is recognized for his commitment to addressing the healthcare needs of SMEs, which often struggle to provide comprehensive benefits due to high costs and limited options. His personal experiences, including challenges faced during a family member's hospitalization, motivated him to create a solution that would make quality healthcare accessible to smaller organizations.35
Education
Yogesh Agarwal holds several qualifications:
- Fellow of Institute of Actuaries (FIA) from the Institute and Faculty of Actuaries.
- FIAI (General Insurance - Specialist) from the Institute of Actuaries of India.
- Associate Chartered Accountant from the Institute of Chartered Accountants of India.
- Bachelor of Commerce (B.Com.) Hons. in Finance from St. Xavier's College.1
Vision for Onsurity
Under Agarwal's leadership, Onsurity aims to democratize access to healthcare for SMEs by offering innovative and affordable solutions. The company's mission is to enhance employee well-being while enabling businesses to thrive without the burden of high healthcare costs. This approach not only helps improve employee retention but also fosters a healthier workforce overall.25
In summary, Yogesh Agarwal is a visionary leader dedicated to transforming employee healthcare benefits for SMEs in India through his work at Onsurity, leveraging his extensive background in actuarial science and insurance.