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    William Lucado

    President at First Management Consulting, LLC

    William (Bill) Lucado is an accomplished professional with a wealth of experience in the financial services industry, currently serving as the President of Management Consulting, LLC (FMC), a prominent business advisory firm.

    Lucado has a diverse background in banking, corporate finance, investment management, non-bank finance, and payment services. He has played pivotal roles in establishing de novo banks, advising on bank acquisitions, and connecting banks with FinTech companies.

    As an organizer and director of various financial institutions, including Lineage Financial Network and Lineage Bank, Lucado has demonstrated strong leadership and strategic acumen in the industry.

    His expertise extends to sectors beyond banking, as FMC has worked with healthcare information service companies, energy resource firms, and fintech startups, showcasing his versatility and breadth of knowledge.

    With a BA in Economics from Rhodes College and an MBA in Finance from Michigan State University, Lucado combines academic excellence with practical experience. His military service as an Army officer during the Vietnam War further underscores his dedication and discipline.

    Lucado's specialties include bank management, corporate finance, investment management, risk management, payment services, mergers and acquisitions, factoring, and venture capital. He has a proven track record of working with diverse clients, from multinational corporations to community banks, delivering tailored consulting services.

    Throughout his career, Lucado has held key roles such as Chairman of Black River BancVenture, Inc., President of EFS Federal Savings Bank, Chief Investment Officer, and Chief Compliance Officer of Concord EFS. His achievements reflect his ability to drive growth, navigate complex financial landscapes, and provide strategic guidance.

    Lucado's involvement in various financial services firms and his directorial positions underscore his leadership capabilities and vast industry network. He continues to make significant contributions to the financial sector, drawing on his extensive experience and expertise.

    In summary, William Lucado is a highly regarded professional with a proven history of success in the financial services industry, known for his leadership, strategic insight, and commitment to excellence.