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Vikki Stone
Senior VP, POMS & Assoc. Commercial Insurance. Workers' Comp for Manufacturers & Distributors; Property Owner Coverage
Professional Background
Vikki Stone is a highly esteemed professional in the commercial insurance sector, bringing over 40 years of extensive experience to her clients. As a third-generation insurance professional, she is deeply rooted in the intricacies of the industry, adeptly guiding manufacturers, distributors, and property owners in effectively minimizing claims, reducing their insurance spending, and significantly improving workplace culture. Vikki's approach to strategic risk management is driven by the transformational impact it can have on her clients' businesses, ensuring they can achieve their operational goals without the burden of excessive insurance costs.
Throughout her esteemed career, Vikki has forged dynamic, long-lasting relationships with her clients, built on her trademark skills of engaging negotiations and unwavering dedication to getting results. As a business owner, team leader, and builder, she has earned a sterling reputation for her warp-speed, individualized client service; a hallmark of her philosophy is to ‘outthink the competition,’ thereby transforming the commercial insurance experience for her clients.
Vikki has successfully maintained her license to practice both nationally across all 50 states and internationally, reflecting her commitment to providing comprehensive insurance solutions regardless of geographical boundaries. Her experience transcends conventional insurance offerings, permitting her to create unique solutions tailored to the diverse needs of her clientele.
Education and Achievements
Vikki Stone studied at the prestigious USC Marshall School of Business, where she earned her Bachelor of Science degree in Finance/Business Administration. This academic foundation provided her with a robust understanding of financial principles, enhancing her capability to identify cost-effective insurance strategies. Vikki's education has proven invaluable as she applies her analytical skills to effectively manage and negotiate complex insurance policies.
Throughout her career, Vikki has held notable positions, including Senior Vice President at Poms & Associates and President at Stone, Harris and Stone. These key roles underscored her leadership abilities and strategic vision, allowing her to guide teams and clients alike through the challenging landscape of commercial insurance.
Comprehensive Commercial Coverage
Vikki specializes in customizing coverage across all commercial lines, thanks to her unparalleled breadth of expertise. Her services encompass a wide variety of insurance solutions, including:
- Workers’ Compensation
- Property & Casualty
- Liability
- Automobile Insurance
- Umbrella Coverage
- Employment Practices Liability
- Executive and Employee Benefits
- Inland Marine and Transit
- Directors’ & Officers’ (D&O)
- Errors & Omissions (E&O)
- Foreign Liability
Vikki's able management of these complex policies has positioned her as a key partner in her clients' business strategies. She efficiently helps businesses identify and mitigate potential vulnerabilities, enabling them to focus on growth and innovation without the overshadow of undue risk.
Industry Experience
Vikki’s extensive industry experience includes working with various sectors, including food and beverage, restaurants, electronics, technology, metal, plastics, wood, automotive, beauty, retail, and apparel. She is equally knowledgeable about property ownership, catering to industrial clients, shopping centers, office buildings, and multifamily properties. Her wide-ranging expertise ensures that she comprehensively understands the unique risks associated with each sector, allowing her to deliver tailored strategies that meet the specific needs of each client.
Client Value-Add
Vikki firmly believes that insurance claims create significant hurdles for businesses. Recognizing the time and cost they incur, Vikki proactively advises her clients on methods to reduce and even eliminate these burdens. She engages in-depth risk assessments that lead to the identification of high-hazard areas, ensuring her clients are aware of potential pitfalls before they become larger issues.
Moreover, Vikki conducts thorough workplace claims investigations and provides insightful trend reports that not only highlight vulnerabilities but translate them into actionable improvements and cost savings for her clients. Her strategic advisement extends into workplace training, empowering employees to cultivate a safe and efficient work environment. This results-oriented approach exemplifies Vikki's dedication to positioning her clients for success both financially and operationally.
Conclusion
In summary, Vikki Stone stands out as a premier commercial insurance professional whose expertise can transform the insurance experience for businesses across various sectors. Her commitment to understanding the unique needs of her clients, coupled with her strategic vision, has made her a trusted partner in effective risk management. With substantial educational credentials, proven leadership abilities, and a vast array of insurance solutions at her disposal, Vikki is dedicated to helping her clients thrive in an increasingly complex business landscape.