Viju Koshy

Viju Koshy is a highly accomplished professional with a diverse educational background and extensive experience in banking and financial services.

Having obtained an MBA in Systems from AlMS, Pune, Viju also holds a B.Sc in Chemistry from Narmada College of Science and Commerce.

His academic journey started at Shree Gattu Vidhyalaya for Higher Secondary education and continued at Swami Vivekanand English Medium School from UKG to 10th Std.

Throughout his career, Viju Koshy has held key roles in reputed organizations, including his current position as Zonal Head of Credit for North, South, and Central regions at Udaan.com.

Prior to his current role, Viju served as the ZCM for South-1 covering Karnataka, Andhra Pradesh, and Telangana at IndusInd Bank.

Before that, he was the State Head of Credit at Future Capital Financial Services Ltd, demonstrating his leadership and expertise in the financial sector.

Viju Koshy also has experience working at Citifinancial Consumer Finance India Ltd (Citigroup) as a Manager Credit and at Dorcas Market Makers Limited as an Area Sales Officer.

His combination of educational qualifications and professional experience highlights his strategic insight and knowledge in credit management and financial services.