Tom Howard

Tom Howard is a highly skilled Senior Associate at Dimensional Fund Advisors, specializing in the Independent Financial Advisor group. He joined Dimensional in December 2017 as an Associate and swiftly climbed the career ladder to his current position in June 2020. Tom holds the prestigious Investment Management Certificate (IMC) and has successfully passed CFA Level 1, pursuing further advancement by being a candidate for CFA Level 2.

Prior to his role at Dimensional, Tom gained invaluable experience through various internships in the financial services domain. His journey included working for GAM Asset Management within the Emerging Markets fixed income team, where he reported to the Investment Director. Additionally, Tom participated in the Cazenove Capital Management Young Investor day and shadowed a Bond Trader on the trading floor of Goldman Sachs, enhancing his practical insights and skill set.

Tom's internship background also features contributions to Wise Investments as an intern to the Fund Manager of the successful Evenlode UK Equity Income Fund, followed by a stint on the sell side of the investment management industry as an intern to a Client Director at GAM Asset Management. These experiences granted him extensive exposure to both sides of the financial services sector, fostering his analytical, practical, and interpersonal skills.

Apart from his professional endeavors, Tom is an ardent supporter of Crystal Palace Football Club and boasts a rich cricketing history, having represented Sussex CCC from under 10s - 16s, Ardingly College 1st XI, and Lindfield CC 1st XI. He harbors a keen interest in music, actively engaging in playing and listening, alongside indulging in historical fiction reading. Tom's involvement in sports and music underscores his dedication, initiative, and teamwork skills, further enriching his overall profile.

Tom's educational background is commendable, with a Bachelor's Degree in History and Spanish, achieving a 2:1 from the University of Exeter. He also excelled in his A Levels, scoring AA in History and Economics, and B in Spanish at Ardingly College, showcasing his academic prowess and commitment to learning.