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    Toby Gardner, CFA

    Co-founder Finch, CFA, MBA @ UC Berkeley, AI/Data Science

    Professional Background

    Toby Gardner, CFA, is a distinguished figure in the finance and technology sectors, renowned for his innovative contributions as the co-founder of Finch, a forward-thinking data intelligence and financial technology company based in Australia. At Finch, Gardner and his team are on a mission to revolutionize the way businesses and financial services deliver personalized experiences through advanced data intelligence and connected payment solutions. By utilizing simple APIs designed for the modern economy, Finch aims to make financial transactions seamless and user-friendly.

    Gardner’s professional journey is marked by significant achievements that highlight his expertise in finance, technology, and data science. He has played pivotal roles across various reputable organizations, including serving as the former CEO of Finch and holding senior positions at KPMG Australia and Ernst & Young. Drawing from his extensive experience, he has developed a deep understanding of the financial landscape and is committed to fostering innovation in Fintech.

    Education and Achievements

    With a robust educational background, Toby Gardner has pursued multiple degrees that have equipped him with the knowledge and skills required to excel in his field. His academic journey commenced with a Bachelor of Commerce specializing in Finance at Curtin University. Following this, he expanded his expertise by obtaining a Master's degree in Data Science from the University of Michigan, one of the leading institutions in this area. Most notably, Gardner completed his Master of Business Administration (MBA) in Finance and Technology at the prestigious University of California, Berkeley, which was ranked #3 in the world according to the Academic Ranking of World Universities in 2016.

    In recognition of his outstanding contributions to the industry and his leadership qualities, Gardner has received numerous accolades. He was celebrated as a finalist in the 2016 40 Under 40 awards and was honored with the NATIONAL AWARD for KPMG AUSTRALIA in Deal Advisory in 2015. His innovative spirit was acknowledged by the Finder Awards, where he led his team to win the Most Innovative Team in Fintech in 2019, as well as the title for Best Personal Finance App and Best Digital Wallet in Australia in 2018.

    Notable Positions and Contributions

    Toby Gardner’s career is characterized by his commitment to knowledge sharing and innovation. He served as an Adjunct Professor in Fintech, becoming the first Fintech professor in Australia at Swinburne University of Technology. His dedication to educating the next generation of financial professionals is commendable, as he brings his real-world experience into the classroom to inspire students.

    Gardner has also taken on various advisory roles, contributing his expertise to incubation programs focused on blockchain and startups. His time as an Incubator Advisor at the Blockchain Centre and as the Inaugural Lead Mentor at Stone & Chalk showcases his dedication to fostering talent within the evolving financial technology landscape. Furthermore, Gardner has held influential positions as a Director at Advizor Group and KPMG Australia, where he contributed to multiple innovative projects that propelled the company’s growth and success.

    In addition, his experience as an Investment Analyst at CalPERS and as a Private Equity Associate at Columbia Winds provided him with essential insights into investment strategies and financial analysis, further enhancing his breadth of knowledge in finance and technology.

    Achievements

    Toby Gardner's journey through the Fintech landscape is adorned with notable milestones and achievements that reflect his strategic vision and commitment to driving innovation. As a champion for integration across technology and finance, Gardner's dedication to facilitating advanced personalization and intelligent data applications has not only transformed the businesses he has worked with but has also positively impacted the broader financial services industry.

    His inclination for continuous improvement and industry disruption is evident through his solutions at Finch, which prioritize user experience and accessibility in financial services. Under his leadership, Finch has become a beacon of innovation, earning several prestigious awards and recognition.

    Toby Gardner’s accolades, including several Finder Awards for the company’s contributions to personal finance, are a testament to his ability to lead and innovate. He exemplifies the ideal fusion of finance, technology, and design-thinking, ensuring that his ventures remain at the forefront of the digital finance revolution. His approach makes him not just a leader but also a visionary in the realm of financial technology, poised to influence the future direction of the industry pivotal to modern economic solutions.

    Related Questions

    How did Toby Gardner's educational background shape his career in the financial technology industry?
    What motivated Toby Gardner to co-found Finch and what are the core values of the company?
    In what ways has Toby Gardner's experience as an adjunct professor influenced his perspective on the future of Fintech?
    What strategies does Toby Gardner believe are essential for businesses to implement advanced personalization in their financial services?
    How has Toby Gardner's experience in investment analysis and private equity informed his approach at Finch and other ventures?
    Toby Gardner, CFA
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    Location

    Sunshine Coast, Queensland, Australia