Stephanie Andrews-Higgins

Professional Background

Stephanie AndrewsHiggins is an accomplished program and risk management professional with over 25 years of experience in the financial services sector. Her career reflects a unique blend of expertise, integrating her extensive knowledge in private banking, investment management, and trust. Throughout her career, Stephanie has demonstrated exceptional leadership abilities, successfully managing cross-functional teams and implementing strategic initiatives that not only meet but often exceed organizational goals. She has a well-rounded employment history that allows her to support both enterprise-wide objectives and specific line of business priorities effectively.

Stephanie's diverse roles, particularly within Union Bank and MUFG, showcase her adeptness in managing risk while enhancing customer experience. As a Regulatory Business Controls Manager at MUFG and previously as a Director at Union Bank, she has consistently displayed her skill in balancing regulatory expectations with business needs. Her ability to build strong relationships with internal business partners and external stakeholders, including regulatory examiners, speaks volumes about her diplomatic approach and tactful communication style.

Education and Achievements

Stephanie holds a Juris Doctor (J.D.) from the University of Iowa College of Law, equipping her with a strong foundation in legal principles critical to effective compliance and risk management roles. She also earned a Bachelor of Arts (B.A.) in History from the University of California, Los Angeles, which has contributed to her analytical and evaluative skills necessary for assessing risk and compliance in complex regulatory environments.

Over the course of her career, Stephanie's achievements have resonated within the financial services industry, particularly in the realms of risk and compliance. Her deep understanding of regulatory frameworks, including BASEL, SOX, and COSO, enables her to design and implement comprehensive risk management processes, ensuring that organizations not only adhere to standards but also drive operational excellence.

Achievements

Stephanie has accumulated a wealth of pertinent achievements that highlight her capabilities in compliance and risk management:

• As VP & Chief Compliance Officer at Zions Bancorporation, she played a critical role in enhancing the bank's compliance programs, integrating policies that ensured adherence to complex regulatory expectations.
• With a solid background in overseeing risk assessments and internal controls, Stephanie has led initiatives concerning BSA/AML compliance, operational risk management, and vendor risk management—an indispensable asset in today’s regulatory climate.
• Her contributions as a Compliance Executive Committee Member and CRCM Advisory Board Member at the American Bankers Association reflect her commitment to the advancement of compliance practices within the banking sector.
• As a speaker and presenter, Stephanie has effectively shared her insights on fiduciary compliance, consumer privacy protections, and regulatory relations at notable conferences and industry forums, positioning her as a thought leader in her field.

Stephanie AndrewsHiggins is a professional dedicated to ensuring that financial institutions navigate the complexities of risk management while prioritizing the client experience and aligning with overarching business objectives. Her seamless ability to thrive in deadline-driven environments combined with her expertise across various compliance domains substantiate her status as a key contributor to the financial services landscape.