Simran Khanna

SVP and Country Head Cards and Unsecured Lending Credit - Citibank - Insead Executive MBA - Strategy - Digital - D&I - Yoga and Meditation enthusiast

Simran Khanna is a seasoned professional with over 19 years of experience in Risk Policy and Portfolio Management in the finance, banking, and Fintech sectors.

Currently, Simran is leading the credit policy application and design for India Retail Banking at Citibank, with a focus on unsecured lending like Credit cards and personal loans.

Simran's expertise lies in optimizing risk/ return dynamics to ensure the profitability of portfolios, driving risk decision-making using Fintech and digital processes, and implementing policy interventions to support growth while managing risks.

Passionate about leading diverse teams, Simran is furthering leadership skills through the INSEAD EMBA program, focusing on Strategy, AI, and Python in the context of finance and analytics.

Simran's educational background includes a Master's in Economics and Econometrics from Delhi School of Economics, a Bachelor's in Economics from Shri Ram College of Commerce, and a GEMBA in Leadership, Strategy, AI, Digital, and Entrepreneurship from INSEAD.

In the past, Simran has held key roles such as Head of Unsecured Credit Risk Policy at Standard Chartered Bank, AVP Collections Analytics and Strategy at GENPACT, and Portfolio Risk Manager at American Express.