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Sanjiv Razdan
Global Head SME Business and B2B Commercial Payments at NIUM
Sanjiv Razdan is a seasoned Senior Business Leader with extensive experience in the financial services industry, having held leadership positions at top brands like American Express, First Data, and HSBC. Throughout his career, he has excelled in driving business outcomes and scaling operations in South Asia, North Asia, and SEA markets. With a background in banking, cross border payments, and cards, he has a proven track record of achieving sustainable growth for global brands through revenue-focused strategies and client-centric approaches. He is known for his strong people management skills, collaborative leadership style, and expertise in team management and client relationships.