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Sach Jain
Founder & CEO of Carrum Health
Sach Jain is the Founder and CEO of Carrum Health, a company he established in February 2014 in the San Francisco Bay Area.1 Carrum Health aims to simplify healthcare payment models and provide greater value for employers and their employees through a comprehensive bundled payment solution.1
Professional Background
Sach Jain has a strong educational background in both technology and business:
- He holds a B.Tech. in Computer Science from the Indian Institute of Technology, Delhi (1996-2000).1
- He earned an MBA in Finance, Accounting, and Entrepreneurship from The University of Chicago Booth School of Business (2004-2006).1
Carrum Health
Under Jain's leadership, Carrum Health has developed a platform that:
- Directly connects self-insured employers to top-quality regional healthcare providers
- Offers provider contracting, employee engagement, and operations management
- Aims to reduce healthcare costs and complexity for employers
- Provides employees with high-quality care at zero out-of-pocket cost
- Streamlines administration for healthcare providers1
Achievements and Recognition
Sach Jain and Carrum Health have received several accolades:
- Winner of the Harvard Health Acceleration Challenge in October 20161
- People's Choice Award at Vator Splash 2016 in February 20161
- Most Innovative Product award at the National Infocomm Awards 2002 in Singapore (December 2002)1
Jain is actively involved in discussions about healthcare costs, employee benefits, and value-based care models.23 He also maintains a presence on social media platforms like LinkedIn, where he shares insights about the healthcare industry and his company's developments.45
Highlights
As racism and xenophobia ramp up, I’m reminded of some of the early indignities faced by my late father in his immigration journey.
The punk medical student who tried to humiliate him in front of an entire class by announcing that he “couldn’t understand his accent”—even though he spoke clear English.
The fellow physicians who casually and condescendingly labeled him a “FMG” (foreign medical graduate)—and assumed he was second-rate—even though he held a coveted position at a prestigious academic institution.
The car dealer who dismissed him and didn’t take him seriously as a buyer—because he didn’t look like someone who could afford a nice car.
These weren’t just his wounds. We all felt them. They left marks—not just on him, but on all of us. Impressions of otherness. Of being outsiders. Of not belonging.
And now, I watch as a whole new generation of immigrants—and their children—begin to absorb the same subtle and overt messages. Messages crafted to make them feel like they don’t belong either.
And yet.
When I think about my dad and my mom, I’m struck by how proudly they held on to our culture, even as they embraced America.
We stayed strict vegetarians, despite intense pressure—from peers, from social settings, even from fellow Indian Americans—to assimilate and “just eat meat.”
We kept our Indian names, even when they were mocked or mispronounced, and never traded them for easier, Anglicized versions.
We were made into ambassadors of our culture, not told to hide it. We taught our friends about Diwali and Holi and what it meant to be Jain—even if it made us different.
That pain we felt—of not being seen or fully accepted—combined with the grace and strength with which my parents carried it, became part of our fuel.
It’s why my siblings and I worked harder. It’s why we refused to give up. It’s why we succeeded.
And ironically, it’s that very success that some people now resent.
But you know what they say: Success is the best revenge.
My parents always told us that would be the case.
So to those who come with hate in their hearts and poison on their tongues—I say, bring it.
We’re still standing
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