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    Ruth Milligan

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    Ruth Milligan is a highly experienced senior public affairs, advocacy, and communications specialist with a strong focus on EU payment systems and regulation. With a decade of experience in European policy, advocacy, and lobbying, Ruth is a qualified UK lawyer specializing in EU competition law, internal market regulations, financial services, and payment systems like cards, SEPA, e-commerce, and mobile payments.

    She has a rich background working with prestigious institutions such as the European Commission and European Central Bank, collaborating with payment users and providers to shape the EU payments market. Ruth has contributed her expertise as an expert member on various industry bodies, including the Euro Retail Payments Board, Cards Standardisation Group, European Commission's Payment Systems Expert Group, and the EU Customer Stakeholder Forum.

    Ruth also possesses exceptional communication skills honed through her time as a journalist and editor. Her proficiency extends to drafting specialist reports, brochures, and press releases catering to diverse audiences. Furthermore, she has a knack for organizing PR campaigns. Known for her insights, Ruth frequently takes the stage at EU-level conferences on retail financial services, where she not only speaks but also moderates discussions and chairs conference panels.

    In terms of education, Ruth Milligan completed her M.A. in European competition law from King's College London, pursued an M.Phil in criminology at the University of Cambridge, and obtained her LLB in Law from the University of Nottingham.

    Throughout her career, Ruth held key positions in renowned organizations, including techUK and the British Retail Consortium, where she led initiatives in financial services, payments, digital identity, and open data. Her professional journey also includes roles as a Freelance Journalist at EurActiv.com PLC and Europolitics, a Professional Support Lawyer at Linklaters, and a Government Lawyer at the Office of Fair Trading.