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    Ross Dahlin

    Vice President Business Banking at First Bank & Trust

    Professional Background

    Ross Dahlin is a dynamic and results-driven Vice President of Commercial Loan Relationship Management with a potent track record in commercial banking. His career spans over 15 years, during which he has built his expertise in effectively growing and maintaining commercial loan portfolios, while successfully collaborating with senior leaders to achieve strategic loan growth and maintain quality asset performance. Currently, Ross serves as the Vice President of Business Banking at First Bank & Trust. In this capacity, he is responsible for developing new commercial banking relationships, primarily in the Twin Cities market, and contributing significantly to the bank’s lending goals. Notably, he has added over $15 million to the branch's commercial loan portfolio and directly manages a substantial portfolio of over $100 million in commercial real estate and commercial & industrial (C&I) loans.

    His background reflects deep knowledge and expertise in various property types, including multifamily, senior housing, office, retail, industrial, and hospitality properties, as well as specialized owner-occupied real estate. With a keen understanding of how to structure capital for businesses and real estate developers, Ross helps clients focus on their core operations while supporting their financial growth through tailored loan solutions.

    Education and Achievements

    Ross Dahlin earned his Bachelor of Science (BS) in Geography, Business, and Real Estate from the prestigious University of Wisconsin-Madison. His educational foundation has played an instrumental role in shaping his career in commercial banking and real estate financing. From his initial days working in his family's commercial mortgage and construction businesses, Ross learned the importance of hard work, teamwork, and building strong relationships – values that continue to guide him in his professional life.

    Ross has held numerous prominent positions in the banking sector, including:

    • Vice President Commercial Banking at Great Western Bank, where he not only managed significant loan portfolios but also enhanced client relationships to foster loan growth.
    • Assistant Vice President Commercial Banking at Deerwood Bank, where he utilized his analytical skills to assess and manage risk effectively.
    • Commercial Credit Analyst at North American Banking Company, providing a foundation in credit analysis and risk assessment.
    • Real Estate Appraiser at Chadwick Real Estate Services, and financial analyst positions at Integra Realty Resources and Itasca Funding Group, where he gained extensive knowledge about real estate valuation and market trends.

    Ross has displayed exceptional capabilities as a disciplined commercial loan underwriter, utilizing his extensive experience in analyzing financial statements, rent rolls, leases, and other vital documentation to ensure high-quality asset evaluations and minimize risks for the bank. His tenacious negotiation skills have enabled him to facilitate successful loan terms that satisfy both customer and bank needs fostering long-term, mutually beneficial relationships.

    Skills and Expertise

    As a skilled business development leader, Ross has cultivated a vast network of clients and Centers of Influence (COI), which includes developers, business owners, accountants, attorneys, environmental engineers, and local government officials. Leveraging these relationships, he drives new business opportunities while maintaining a collaborative environment between various stakeholders.

    Key Skills Include:

    • Financial Analysis: Proficient in evaluating complex financial information to inform lending decisions and asset evaluations.
    • Negotiation: Adept at negotiating terms that satisfy client needs while meeting bank requirements.
    • Team Leadership: Experienced in managing loan processors and banking assistants to ensure seamless loan closings and durable client relationships.
    • Business Development: Proven ability to spearhead initiatives that foster growth in banking portfolios and enhance client engagement pathways.

    Achievements

    Throughout his career, Ross Dahlin has consistently demonstrated his exceptional ability to grow and maintain loan portfolios while delivering on strategic objectives for the banks he works with. Some of his notable achievements include:

    • Portfolio Growth: Successfully managed assets exceeding $117 million while increasing loan capacity by more than $15 million within a single financial quarter.
    • Relationship Building: Championed the establishment of new banking relationships that have led to sustained growth opportunities within the Twin Cities marketplace.
    • Industry Leadership: Actively involved in professional organizations that promote development in commercial banking, showcasing his commitment to the industry and ongoing education.
    • Diverse Experience: With a background ranging from financial analysis to commercial mortgage banking, Ross has built a comprehensive understanding of the market realities that shape lending practices today.

    Ross Dahlin's commitment to excellence in commercial banking, knowledge of the real estate sector, and ability to connect with clients positions him as an outstanding leader in the industry. His aspiration to leverage his expertise in sectors such as private equity, PACE mortgage, and private debt funding further indicates his ambition to innovate and propel the framework of commercial banking into the future.

    Related Questions

    How did Ross Dahlin develop his expertise in commercial loan underwriting and risk assessment?
    What strategies has Ross Dahlin implemented to achieve significant loan growth at First Bank & Trust?
    In what ways has Ross Dahlin utilized his network to foster new business opportunities in the banking industry?
    How does Ross Dahlin approach negotiations to balance client and bank interests during loan agreements?
    What experiences from Ross Dahlin's early work in his family's commercial business influenced his current career in banking?
    Ross Dahlin
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    Location

    Greater Minneapolis-St. Paul Area