Ritu Ghosh

Ritu Ghosh is an accomplished professional with 5 years of experience in model risk management, specializing in credit risk validations for multinational banks. She has expertise in regulatory compliance for CCAR, Basel, CECL, and IFRS9 regulations, covering a range of portfolios from corporate to retail. Ritu excels in in-sample and out-of-sample validations, stress testing, sensitivity analysis, and preparing detailed validation reports. Her skill set includes proficiency in statistical software like R, SAS, and Python, along with report writing tools like LaTex. With a strong academic background in economics, she possesses in-depth knowledge of Machine Learning, Statistics, Econometrics, and Time Series analysis.