Ricardo Crumble is a highly accomplished professional with extensive experience in liquidity and asset liability management. He completed his Bachelor of Business Administration from Cleveland State University and then pursued his Master of Business Administration at John Carroll University. With years of experience in the finance industry, he has also worked for organizations such as State Street, Ernst & Young, Federal Reserve System, American General Finance, and KeyBank. Additionally, he has previously held various leadership positions at Northern Trust Corporation, including Global Head of Liquidity and Asset Liability Management, Liquidity Planning & ALM Modeling, and Liquidity Planning & Analysis. He is a skilled trader and financial analyst with a deep understanding of market and liquidity risk management. Crumble is committed to exploring and implementing innovative liquidity practices to optimize financial performance.