Ray Ruga

Ray Ruga is a financial innovation entrepreneur who is dedicated to revolutionizing the financial industry in the Americas to ensure efficient and inclusive access to financial services for all sectors of society.

As the Founder and CEO of Fintech Americas, Ray Ruga leads a research and learning company that excels in data analytics, financial services knowledge, and building strategic collaborations to empower members to adapt and excel in a rapidly evolving landscape.

His educational background includes an MBA in Finance and a BA in International Business from The George Washington University School of Business. Ray Ruga's expertise lies in financial innovation and transformation, positioning him as a key player in driving industry progress.

Ray Ruga has held prominent roles in various esteemed organizations, including Fintech Americas, Forbes where he served as a Fintech Contributor, CVOX Group, Citi as Vice President - Business Research & Public Affairs Manager, and Director of Press & Government Affairs, as well as roles in American International Group, Overseas Private Investment Corporation, and notable positions in political campaigns and governmental departments.