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Prashant Kalia
Payments Risk Executive, Stripe, Ex-Amazon and American Express
Professional Background
Prashant Kalia is a distinguished payments risk management professional with an outstanding career marked by a series of strategic leadership roles within the financial technology sector. With a unique blend of skills in risk management, business strategy development, and international team leadership, Prashant has effectively navigated the complexities of the payments industry, making a significant impact on the organizations he has been part of.
Currently, he serves as the Payments and Banking Risk Lead for EMEA at Stripe, where he has been instrumental in assessing and mitigating risks in payment processes across Europe, the Middle East, and Africa. Prashant has a rich history at Amazon, where he held multiple high-impact positions, including Board Member for Amazon Payments UK and Amazon Capital Services UK and General Manager and Director for Amazon Payments across EMEA. His extensive experience at Amazon has equipped him with the insights and expertise needed to drive successful payment solutions in competitive markets.
Prior to his time at Amazon, Prashant served as the Chief Credit Officer for Corporate Payment Services at American Express, covering both Europe and Asia, and later for Australia and New Zealand. He has also held critical leadership roles at American Express, including Director of Risk Management and Director of Information Management. Moreover, he began his career with an academic grounding in technology and engineering, working as a Tech Architect at Cambridge Technology Partners and a Senior Applications Manager at Oracle.
Prashant's blend of technical expertise and strategic insight has positioned him as a thought leader in payments risk management, making him adept in navigating complex regulatory environments and market landscapes.
Education and Achievements
Prashant’s academic credentials further bolster his professional achievements, having earned an MBA in Business from the prestigious Columbia Business School. This advanced education has provided him with a strong foundation in business strategy and management essential for leading teams in high-stakes financial environments.
He holds a Master of Engineering in Environmental Engineering and Computer Science from the University of Missouri-Columbia, which underscores his technical expertise and analytical skills. Additionally, Prashant completed his B. Tech in Civil Engineering at the Indian Institute of Technology, Delhi—one of the most esteemed engineering institutions in India.
Prashant’s education began at Delhi Public School - R. K. Puram, where he likely developed a strong foundation of analytical thinking and problem-solving skills that have served him throughout his career. His educational journey and experiences, complemented by professional training, underscore his commitment to continual learning and leadership in his field.
Key Skills and Specialties
Prashant Kalia is recognized for his expertise in payments, risk management, marketing analytics, CRM, consumer and SME finance, and credit cards. His proficiency in these areas is complemented by a thorough understanding of market dynamics and competitive assessments, enabling him to drive innovative strategies that address complex challenges in payments risk management.
Known for his results-oriented approach, Prashant excels in developing winning business strategies that enable organizations to thrive in the highly competitive payments landscape. His robust communication and relationship management skills have supported numerous cross-functional teams, highlighting his ability to influence and inspire peers and stakeholders alike.
Notable Achievements
- As Payments and Banking Risk Lead EMEA at Stripe, Prashant has led initiatives that have significantly enhanced security and risk assessment frameworks across the region, ensuring compliance with evolving regulations and maintaining client satisfaction.
- During his tenure at Amazon, he played a pivotal role in integrating risk management protocols that supported the growth of Amazon Payments, contributing to the company’s expansion into new markets across Europe and the Middle East.
- Prashant’s leadership as Chief Credit Officer at American Express was transformational, as he guided teams in implementing innovative credit risk strategies that drove profitability while minimizing exposure to potential defaults.
- His experience at McKinsey & Co as an Associate reflects an early dedication to analytical rigor and strategic problem-solving, which has evidently continued throughout his career.
- Prashant's technical roles at Oracle and Cambridge Technology Partners equipped him with foundational skills in technology that remain relevant in today's data-driven risk management practices.
In summary, Prashant Kalia is a highly accomplished leader in the payments risk management field, recognized for his strategic impact, extensive expertise in the payments industry, and a commitment to driving transformational change. As he continues to advance in his career, his multifaceted skills and rich experiences make him a vital contributor to the financial technology landscape, setting benchmarks for excellence in risk management and innovative payment solutions.
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