Paul Hammer is an experienced financial advisor who specializes in retirement and estate planning for small businesses and individuals. As the owner of Hammer Financial Group, he provides objective guidance to help clients protect their assets, pursue their dreams, and achieve financial confidence. Paul is a graduate of State University of New York at Buffalo, where he studied Economics. He has also attained numerous professional licenses, including CLU, ChFC, and AIF. His specialties include financial planning, asset management, retirement strategies, tax-free income, IRAs, rollovers, life insurance, education planning, estate and legacy planning, LTC and elder issues, fixed and variable annuities, qualified retirement plans, succession planning, key executive perks, simple plans, and 401(k)s. Paul is committed to gaining an in-depth understanding of each client's needs to provide customized solutions that align with their values and future goals.