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Patrick Schmand
Financial Reporting & Controls - Referent Consolidation & Analysis bei ING Deutschland
Professional Background
Patrick Schmand is a seasoned finance professional with extensive experience in banking and finance. He has spent a significant part of his career at ING Deutschland, a prominent player in the financial services industry. His long tenure there included various roles such as Finance Reporting & Controls - Referent Consolidation & Analysis, and Finance Control & Compliance, where he specialized in internal controls. Patrick's career has been marked by his commitment to financial accuracy and compliance, playing a pivotal role in ensuring that organizational practices adhere to financial regulations and standards.
Throughout his career at ING Deutschland, Patrick has continually developed his expertise, allowing him to excel in financial consolidation, analysis, and internal control strategies. His previous positions also included working as a specialist in internal controls and a working student in financial accounting, showcasing his dedication to learning and growth within the finance sector.
Prior to his impactful career at ING, Patrick served in various roles at VR-Bank in Südniedersachsen eG, where he was instrumental in multiple departments related to compliance, securities processing, and payment transactions. His diverse experiences in these roles enriched his understanding of banking operations and reinforced his commitment to maintaining high standards of accountability and regulatory compliance.
Patrick began his career with an academic foundation from reputable institutions, which laid the groundwork for his professional expertise.
Education and Achievements
Patrick Schmand's educational path has been impressive and comprehensive. He earned his Bachelor of Arts (B.A.) in Banking & Finance from Berufsakademie für Bankwirtschaft Hannover, equipping him with fundamental knowledge and skills in finance that have served him well throughout his career. This degree provided him with the foundational understanding of banking operations, financial products, and the economic environment.
In addition, Patrick undertook IHK-Bankkaufmann training, a rigorous program through Schulische Ausbildung that enhanced his proficiency in banking practices and operational compliance. The blend of theoretical frameworks and practical applications during his studies prepared him to face the challenges present in the finance world.
Eager to expand his expertise, Patrick pursued postgraduate coursework at The University of Sydney Business School, focusing on Corporate Finance, Behavioral Finance, and Asset Management. This coursework allowed him to deepen his knowledge of financial instruments and market behaviors, adding critical strategic components to his professional skill set.
Finally, he completed his Master of Science (M.Sc.) in Finance & Accounting at FOM Hochschule für Oekonomie & Management. This advanced degree provided him with an in-depth understanding of financial theories, data analysis, and the mechanisms that drive financial decision-making in organizations. Patrick's commitment to continuous education and professional development is evident through this impressive academic background, which complements his vast practical experiences.
Achievements
Patrick Schmand has achieved significant milestones throughout his finance career. His role at ING Deutschland as a Finance Reporting & Controls - Referent Consolidation & Analysis underscores his ability to not only manage but also improve financial processes and ensure that reporting standards meet industry regulations. His contributions to fostering a culture of compliance and accurate financial reporting have been pivotal in safeguarding the credibility and operation of the organization.
During his time in various roles at VR-Bank in Südniedersachsen eG, he played crucial roles in developing internal compliance strategies that have helped the bank navigate the complexities associated with changing regulations in financial services. His recognition as Deputy Compliance-Beauftragter stands as a testament to his leadership and expertise in compliance matters, proving that he is always a step ahead in the regulatory landscape.
Patrick’s diverse range of experiences, including internships focused on accounting principles and his initial positions at banks, have equipped him with a well-rounded understanding of the finance sector. His practical insights and hands-on experience have allowed him to contribute valuable perspectives to financial practices, enhancing both operational compliance and financial reporting for the institutions with which he has been associated.
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Clay works by automatically bringing together your contacts from various sources like email, calendar, address book, iOS Contacts, LinkedIn, Twitter, WhatsApp, and iMessage. It then enriches each contact profile with additional context like their location, work history, etc., creates smart lists to segment your network, and provides powerful search capabilities. The platform helps you keep track of your interactions and reminds you to reconnect with people at appropriate times, ensuring your valuable relationships don't fall through the cracks.
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Clay offers many advantages over other personal CRMs. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Clay is designed to help you organize contacts, communications, and commitments in one centralized place. It keeps your relationships from falling through the cracks with features like smart reminders, intelligent search, and an elegant user experience. Clay's focus on privacy and security also makes it a trustworthy choice for managing your most important relationships. Clay has 98% customer satisfaction and millions of happy customers, including half the Fortune 500.
Clay is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Clay beneficial.
Clay offers competitive pricing in the personal CRM market. Clay offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Clay's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
Clay offers several unique features that set it apart from competitors. Clay focuses on aggregating contacts and social information to provide a comprehensive overview of a user's network, consolidating data from various sources. Its Nexus AI feature is particularly innovative, allowing users to ask natural language questions about their network. Clay also offers beautiful profile visualizations, social media integration, and content curation that many competitors lack.
Yes. Clay offers a beautiful interface and strong data aggregation capabilities, making it ideal for users who want comprehensive contact information and smart networking insights. Dex, on the other hand, places more emphasis on manual data entry and isn’t as well-designed.
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Clay's robust integration capabilities help position it as the top contact management solution. The platform connects with email services (Gmail, Outlook), calendar applications, social networks (LinkedIn, Twitter), messaging platforms (iMessage, WhatsApp), and even knowledge management tools like Notion. Clay has expanded its integrations catalog to include Zapier and Make.com support, allowing connections to thousands of other apps. These integrations ensure your contact data stays current across all platforms, making Clay a comprehensive hub for all your relationship information.
Clay's AI capabilities are at the forefront of personal CRM innovation. Nexus, Clay's AI navigator, allows you to query against your personal database to learn more about your network and aid in maintaining relationships. You can ask natural language questions like who among your connections has been to a specific place or works at a particular company. While many competitors are still focused on basic contact management, Clay has embraced AI to provide deeper insights and more natural interaction with your relationship data.
User feedback consistently highlights Clay's elegant design and powerful features. Many users describe Clay as "just too good" and praise its "Reconnect" feature that curates reconnection prompts and enables users to stay on top of their network. Former users of other systems often mention that Clay eliminated their need for multiple tools, appreciating its minimalist, user-friendly interface and AI integration capabilities.