Pankaj Jha

Founder and expert in Quantum Equilibrium and Entanglement, Nanotechnology, and AI

Dr. Pankaj Jha is the Founder/CEO and Quantum Equilibrium Scientist at AI-Life Pay Inc., a company based in Palo Alto, California.1 He is an executive with expertise in Quantum Equilibrium, Quantum Spin-Data, Fintech Risk Profiling and Targeting, Investments, and Quantum Innovation.1

Professional Background

Dr. Jha's career spans across several notable organizations:

AI-Life Pay Inc.: Founded in March 2023, where he currently serves as Founder/CEO and Quantum Equilibrium Scientist.1
GIANT AIBI: Worked as Founder/CEO and Nanotechnology and AI Scientist from April 2015 to December 2022.1
Intel Corporation: Served as a Technology Development Engineer from August 2013 to March 2015, involved in Front-end Technology Development for 10nm Tri-Gate 3D transistor (P1274).1

Education and Research

Dr. Jha has a strong academic background:

PhD: Earned from Purdue University in 2013, focusing on Novel Perovskite Oxide Devices, Oxide Superlattices, and Oxide Thermoelectrics.1
Master's Degree: Obtained from Purdue University in 2010.1
Additional Education: Completed executive education programs at Stanford Graduate School of Business (Finance and Accounting) and Stanford Law School (US Intellectual Property Law) in 2024.1

Achievements and Recognition

Throughout his career, Dr. Jha has received several accolades:

Student Innovator Award in 2012 and 2013 from the Office of Technology Commercialization-Purdue Research Foundation.1
Nanotechnology Student Advisory Council (NSAC) Leadership Award in 2012.1

Current Work at AI-Life Pay

At AI-Life Pay, Dr. Jha's strategic vision is to build a Quantum Equilibrium fintech platform using AI-Life Score™, a proprietary algorithm.1 This platform aims to identify credit worthiness and prevent fraud through dark data analysis.1

Dr. Jha's work involves various cutting-edge concepts, including:

Quantum Hidden Variables Market Volatility
Risk Profiling and Optimization
Quantum Probability at Collapse of Wave Function for Confidence and Security
Risk-Sensitive Reinforcement Learning
Quantum Science Driven "AI-Life Score"1

His LinkedIn profile can be found under the username "drpankajjha".2

Experience

Founder/CEO and Quantum Equilibrium Scientist at AI-Life Pay (March 2023 - Present)

Founder/CEO, Nanotechnology and AI Scientist at GIANT AIBI (April 2015 - December 2022); Technology Development Engineer at Intel Corporation (August 2013 - March 2015); PhD Candidate and Graduate Research Assistant at Purdue University (January 2008 - August 2013); Visiting Research Scholar at IMEC (June 2008 - August 2008); National Research Fellowship at IIT Bombay (June 2006 - August 2007)

Education

PhD in Electrical and Computer Engineering, Nanotechnology from Purdue University (2010 - 2013); MINI-MBA in Applied Management Principles from Purdue University - Krannert School of Management (2013); MS in Electrical and Computer Engineering, Nanotechnology from Purdue University (2008 - 2010)