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Nihar Bobba
Principal at BTV
Nihar Bobba is a Principal at Better Tomorrow Ventures (BTV), a $300M AUM venture fund focused on leading pre-seed and seed investments in fintech companies globally.13 He joined BTV in 2022 and is based in New York.13
Prior to his role at BTV, Nihar was the co-founder and CPO of Wizely, an Indian fintech company that built financial scores and wellness tools for approximately 3.5 million customers.4 Wizely was acquired by OneCard (backed by Sequoia India and QED).1
Nihar's educational background includes:
- MBA from The Wharton School of the University of Pennsylvania (Class of 2024)2
- Bachelor's degree in Economics from Northwestern University4
In addition to his work at BTV, Nihar has experience as an angel investor in Third Wave Coffee1 and has been involved with LEND Evanston, a student-run non-profit initiative that provided loans to local SMBs.13
Outside of work, Nihar enjoys weekend workout classes with his wife Rhea, playing pick-up soccer, trying new restaurants, and socializing with friends over wine or beer.4 His favorite books include "Red Notice" by Bill Browder and "The Anarchy" by William Dalrymple.4
Highlights
Asking for a friend, @perplexity_ai walked away from the deal first right? https://t.co/420pwWlJTI

AI Native Systems Are The New Default
In 2023, the discourse centered around whether incumbents had the advantage with AI thanks to existing distribution or the startups had the advantage thanks to speed and agility.
In 2024/25, the discourse seemed to navigate towards the increased competition amongst seemingly alike startups with me-too products all vying for attention via branding and loud PR.
I think both miss the point. AI is not a feature that gets bolted onto a product and therefore the argument in favor of existent distribution does not typically hold true. Similarly, consumption, application and leverage of AI is not consistent across teams which means that no two startups, even with a superficially identical feature set, are ever the same.
AI is a new system of operating and because of it, the table stakes for startups and incumbents to compete have increased tenfold.
More of our observations @btv_vc on how some of our own portfolio companies have adapted themselves into AI-native operating environments.
