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    Nicholas Howley

    Mortgage Loan Officer at Prudential Borrowing, LLC

    Professional Background

    Nicholas Howley is an accomplished mortgage professional with extensive experience in the real estate financing arena. As a key figure at Prudential Borrowing, LLC, he specializes in an array of lending services including Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending, and Stated Loans. Licensed to operate in both New York and Florida, Nicholas is dedicated to providing comprehensive mortgage solutions tailored to meet the unique needs of his diverse clientele.

    At Prudential Borrowing, Nicholas adopts a customer-centric approach, understanding the importance of building lasting relationships with clients. His adeptness in the financial industry has enabled him to streamline the mortgage process, ensuring that each client experiences a smooth and seamless journey from application to closing. The mantra at Prudential Borrowing is to rely on the power of referrals, and Nicholas takes immense pride in the business that has come through the trust and satisfaction of previous clients.

    Education and Achievements

    Nicholas Howley's commitment to excellence in the mortgage industry is reflected in his ongoing education and professional development. He consistently seeks to deepen his knowledge of various loan products to better serve his clients' needs, helping them navigate the complexities of home buying and financing. His expertise spans several types of loans that cater to a wide range of financial situations, making him a sought-after professional for new homebuyers, seasoned investors, and international clients alike.

    Notable Services Offered

    Under Nicholas's leadership, Prudential Borrowing offers a variety of loan options designed to accommodate the diverse needs of its clients, including:

    • 90% LTV No M.I. Conventional Loans: For clients seeking competitive conventional financing without mortgage insurance requirements.
    • Asset Based Loans: These loans are ideal for clients who may not qualify through traditional income verification processes, allowing for financing based on their assets instead.
    • Foreign Nationals: Prudential Borrowing caters to international buyers looking to invest in the U.S. real estate market, providing tailored solutions that simplify the borrowing process.
    • As Low as 550 FHA Purchases: Nicholas helps clients access FHA loans with flexible credit requirements, opening doors for many first-time homebuyers.
    • Jumbo Loans Up to 5 Million: For those interested in high-value properties, Prudential Borrowing provides jumbo loan options to facilitate large-scale transactions.
    • 203K Rehab Purchase Loans: Nicholas specializes in 203K loans that allow buyers to finance the purchase of a home along with the costs of renovations.
    • Commercial Loans: He also provides financing solutions for commercial properties, guiding businesses through their lending needs.
    • As Low as 550 on VA Loans: For veterans and active-duty military personnel, Nicholas ensures access to VA loans with accommodating credit criteria.

    With a wealth of knowledge in these specialized loan products, Nicholas is well-equipped to assist clients in crafting effective financial strategies tailored to their unique circumstances. His dedication to educating clients about their options ensures that borrowers feel empowered and informed throughout the process.

    Nicholas Howley’s approach to mortgages is characterized by integrity, expertise, and a genuine desire to help individuals achieve their goals. With Prudential Borrowing, he has built a recognized brand synonymous with quality service and client satisfaction. For anyone looking to navigate the world of mortgages, Nicholas serves as a trusted ally, ready to assist at every turn.

    Related Questions

    How did Nicholas Howley establish his expertise in home refinancing and mortgage lending?
    What inspired Nicholas Howley to specialize in reverse mortgages and commercial lending?
    How does Nicholas Howley ensure that clients have a smooth loan process at Prudential Borrowing?
    What unique strategies does Nicholas Howley use to build lasting relationships with his clients?
    In what ways does Nicholas Howley’s background contribute to his success in the mortgage industry?
    How does Nicholas Howley approach educating clients about various loan options available to them?
    What are the most common challenges Nicholas Howley faces when working with foreign nationals seeking U.S. mortgages?
    How does Nicholas Howley leverage referrals in his business to foster growth at Prudential Borrowing?
    Nicholas Howley
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    Location

    Rockville Centre, New York, United States