Portland State University

Loma Linda University

Webster University, Geneva, Switzerland

LifeStylePlan - CEO & Founder

LifeStyle Plan overcomes one of the biggest challenges faced by households today - Personal Financial Management.

LifeStyle Plan is a new and effective system that combines powerful software and a dedicated one-on-one certified professional who knows you and does all the hard work of managing the information you need to solve your financial problems, make decisions and plans with confidence, and build wealth faster.
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We provide our platform, process, and a community of 3rd party certified Personal Finance Managers to companies, personal finance coaches, financial planners, accountants, and family offices. 

Our company and PEO customers are able to offer a new and effective personal finance benefit that has historically been available only to the very wealthy. They experience greater client satisfaction, increased talent acquisition and retention, and a more productive and creative workforce.

Our personal financial professional customers experience increased retention and productivity, distinct and meaningful revenue streams, client acquisition and retention, AUM growth, and significantly improved client engagement.

Our end-users stop worrying and live their financial lives with confidence while effectively converting more of their active income into wealth and wealth into retirement income.

LifeStyle Plan

Founder & CEO

Crystal Ball Financial builds integrated financial models for small to medium businesses and large scale projects.

Crystal Ball Financial, LLC

Chief Executive Officer

• Provided hands-on operations, finance, and change management leadership for one of North America’s largest flight academies consisting of 225 employees, 125 full-time Certified Flight Instructors, 400 on-campus international cadets,  part 141 and 61 instruction, a part 145 repair station, King-Air turbine transition training, housing, transportation, immigration, student services, and 60 single & twin-engine piston and 3 turbine aircraft flying in excess of 80k hours per year

• Areas of focus included strategic leadership, corporate & business development, customer & agent relations, finance & accounting, FP&A, human resources, ISO 9001 & regulatory compliance, information systems & e-system conversion, investor & PE ownership communications, contract review & negotiation, insurance, and process development & improvement

• Notable: Second campus expansion, third-party maintenance facility origination, contract renegotiation increasing EBITDA by more than $1M, business development adding one country and three domestic cadet sources, data room preparation, and executive leadership through 2+year corporate transition

TransPac Aviation Academy

Chief Executive Officer & Chief Financial Officer

• Provided hands-on leadership in the areas of finance & accounting, investor relations, contract review, human resources, insurance, benefits, process development, corporate development, and strategic growth

• Authored comprehensive Veebo Business Plan including detailed assumptions, narratives, and 3-year pro-forma
	
• Designed and built pro-forma decision tools and models for several functional areas including market penetration, revenue, staffing/hiring, compensation, and cash requirements

• Negotiated, documented, and implemented joint venture arrangements and vendor support agreements

• Led several projects including Merchant User Interface process development, Merchant Billing, and corporate infrastructure build

• Established administrative structure necessary to increase headcount and expand operations

Veebo

Chief Financial Officer

• Engaged to provide financial leadership and address issues primarily in the areas of finance & accounting, contract review, employee & contractor designation, benefits, risk, process improvement, corporate development, and strategic growth

NHS Solutions, Inc.

Interim Chief Financial Officer

• Provided executive leadership in the areas of finance & accounting, strategic financial analysis, contract review, human resources, risk management, strategic growth, audit, funding, and capitalization 

• Established administrative structure necessary to increase headcount from 30 to 130, and revenue from $2.9M to $8.4M

• Authored Strategic Growth Plan including operating assumptions, narratives, and comprehensive 5-yr. pro-forma 

• Negotiated $10M senior secured loan and warrant instrument

• Restructured debt and transitioned treasury relationship resulting in a >9% reduction in cost of capital

• Managed finance and accounting staff, consultants, and auditors to complete forensic accounting for three related entities, and produce three years of audited financial statements

Entrust Companies, LLC

• The Egyptian International Beverage Company  is the second largest beer, wine, and spirits producer in Egypt consisting of a manufacturing facility, sales & marketing subsidiary, and 15 combined distribution/retail outlets 

• Planned and executed finance department restructure including several business cycles, functional area processes & control documentation, implementation, and testing

• Planned and executed information technology department restructure including hardware & software selection, IT facility upgrade, security, backup, redundancy, disaster recovery, and IT outsourcing

• Designed and implemented accurate costing structure methodology for three product categories

Egyptian International Beverage Company

Consultant - Finance, Accounting and IT Project Manager

• Liaised between finance, operations, legal, sales, IT, external auditors, executive team, and internal audit to manage the SOX effort from project status to program status. Results included the reduction of Material Weaknesses, Significant Deficiencies and Control Deficiencies by 50%, 80%, and 80% respectively, and a reduction in the number of controls from 3,000 to less than 2,000

• Led weekly and periodic meetings with Steering Committees, the Audit Committee, and executive management

• Directed the efforts of 7 SOX Managers, 14 Accountants, 1 Database Administrator, and 1 Reporting Analyst located throughout the United States, Europe, and Asia with seven in-scope countries 

• Implemented Open Pages SOX database, COGNOS, and other related reporting tools

• Developed and implemented finance cycle and process project plans to improve control environment, structure, and efficiency

• Developed and delivered section 404, COSO, and Entity Level Control training sessions to business unit leaders

• Project Management Office – Developed and managed projects including: SOX control deficiency remediation; Whistleblower; Segregation of Duties; SAP Access; Global Background Check; and other operational and financial reporting improvement projects involving cross functional departments and multiple sites in the United States, Europe, and Asia

Atmel Corporation

Global Project Manager (SOX & PMO)

• Provided financial and operational management training, consulting (primarily FP&A, budget, and  R.E. acquisition /remediation/disposition analysis), and financial services to individuals and small to medium size businesses

• Conceptualized and defined business offerings, and designed organizational development plans

• Developed and authored presentations and collateral for seminars & workshops delivered to the public and employee groups

Sage Financial Strategies, Inc.

Partner

• Provided financial auditing services to banking, real estate (REITs), higher education, and non-profit sector clients

• Completed additional engagements primarily in the real estate sector including acquisition lease reviews, common area maintenance expense allocations, and construction contract reviews

KPMG

Auditor

• Analyzed high and low performing business unit P&Ls, researched performance root causes, documented conclusions, and developed & led improvement efforts

• Redesigned and managed budgeting process reducing time spent on budget activities by more than 80%

• Reviewed all significant corporate expenses, evaluated vendor performance, and negotiated all national contracts resulting in expense reductions exceeding $250,000 per year for two consecutive years

• Built AS400 to PC data manipulation tools using Monarch data mining & analysis software significantly reducing manual data entry and analysis time for operations, marketing, fleet, and accounting groups

• Project Management Office – Managed several projects from initial issue/opportunity identification & analysis to final delivery, including a 55-location Frame Relay network migration, 13k square foot headquarter expansion, and IT facility expansion

• Authored detailed business plan including development of assumptions and 5-year pro-forma for spin-off aimed at capitalizing on proprietary information, market position, and technology assets

Copart

Assistant Controller, Senior Budget Analyst, Project Manager (3 of 3)

• Recruited, hired, trained, retained, and managed 14 corporate trainers as they traveled in 5 teams to 52 locations in 30 states to complete software conversion procedures and train ~1,200 employees

• Developed and established Corporate Training Department

• Authored training and conversion procedure manuals, conceived curriculum content and design, and developed instructional tools

• Instructed 14 corporate trainers through a six week Train the Trainer program to prepare for companywide system conversion 

• Successfully converted 52 locations in 30 states to new AS400 based software in 10 months

• Completed conversion project 2 months ahead of schedule and more than $100,000 under budget

National Manager of Corporate Training (2 of 3)

• Managed post-acquisition integration activities for 19 acquired and 2 greenfield facilities

• Held primary responsibility for all site operations during integration

• Hired and managed teams of up to 45 temporary integration employees per facility

• Integration activities included, but were not limited to, data line & IT system installations, full data transfers, onsite hiring & training of permanent employees, inventory (data, physical, document) audits and reconciliation, general accounting, customer relations, facility upgrades & renovations including physical site construction and permits, auction set up, advertising, performance assessment of facility management & personnel 

• Recruited employees from other company locations and directed their integration efforts

• Liaised between acquired/greenfield site personnel, suppliers, buyers, and all corporate functional departments

National Manager of Integration (1 of 3)

• Financial member of a property operating team leased to Russell Development

• Managed all general accounting duties for four Class-A office buildings including tenant improvement budgets and lease reviews

• Prepared monthly financial statements and ad-hoc management and construction/development reports

Cushman & Wakefield

Property Accountant

• Managed all general accounting duties and financial statement production for 25 planned unit developments and condominium complexes

Community Management, Inc.

Senior Staff Accountant

• Selected for 1 of 12 positions from pool of 360 candidates for Managerial Fast Track program

• Managed consultative marketing team consisting of a Network Engineer and a Fulfillment Administrator

• Consulted with medium to large businesses to market and sell packet switching and network services in a territory setting

AT&T

Account Executive

- Personal Finance Innovator
- Hands-on Finance, Operations, and Project Management Leadership 
- Completed 21 Acquisition Integrations
- Managed 52-Location System Conversion
- Directed 7-Country Sarbanes-Oxley Implementation 
- Developed Corporate Training Department
- Managed System/Process Design & Development
- Big Four California CPA (KPMG) (Inactive)
- Effective Communicator, Public Speaker, and Mentor
- Extensive Budget, Pro-forma, and FP&A Experience
- In-depth Knowledge of Controls and Audit Methodology
- Industries: Professional Services, Consulting, Real Estate, Automotive, Non-Profit, Technology, Manufacturing, and Aviation

Nader Yassa