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Mitraputra Ganguli
XLRI Jamshedpur 2017-19 - Credit Risk at PayPal
Professional Background
Mitraputra Ganguli is a dedicated and skilled professional in the financial services industry, currently serving as an Assistant Manager in Credit Risk Strategy at PayPal. With a strong background in Data Science, Mitraputra enjoys a rewarding career utilizing his expertise in data-driven risk assessment and decision-making processes integral to modern finance. His professional journey reflects over four years of cumulative experience, enriched by his previous roles that have equipped him with deep insights and practical knowledge critical for success in his current role at PayPal.
Prior to joining PayPal, Mitraputra made significant contributions as a Credit Risk Analyst at American Express, where he honed his analytical capabilities in assessing credit risk while developing key strategies that informed risk management policies. His foundational experience was further strengthened during his internship with American Express, where he engaged in hands-on projects that bridged academic concepts with real-world financial challenges. Earlier in his career, Mitraputra worked as an Analyst at LatentView Analytics, where he further developed his analytical prowess, focusing on data analytics and financial forecasting.
This combination of diverse experiences positions Mitraputra as a thought leader and a valuable asset within the fintech landscape, notably in enhancing the capabilities of credit risk assessment methodologies by leveraging advanced data science techniques.
Education and Achievements
Mitraputra's academic journey is marked by excellence and a commitment to mastering the intricacies of finance and decision science. He pursued his Postgraduate Diploma in Management (PGDM) with a specialization in Finance at XLRI Jamshedpur, one of India's premier business schools, graduating in 2019. With a commendable CGPA of 6.05/8.00, he absorbed a wealth of knowledge in core financial principles, risk management, and strategic financial decisions that inform his professional practices today.
Before his postgraduate studies, Mitraputra earned a Bachelor's degree in Mechanical Engineering from the Vellore Institute of Technology, achieving a remarkable CGPA of 8.91. This technical background not only underscores his analytical abilities but also provides a robust foundation for his career in data science and finance, allowing him to apply engineering principles to financial modeling and risk assessment frameworks.
Achievements
Throughout his career, Mitraputra Ganguli has garnered several achievements that emphasize his expertise in Credit Risk Strategy and Data Science. At PayPal, he has played an instrumental role in implementing innovative credit risk strategies that enhance operational efficiency and mitigate financial risk. His proactive approach to problem-solving and data analysis has contributed to the company's ability to manage credit risks more effectively in an increasingly dynamic financial landscape.
During his tenure at American Express, Mitraputra was recognized for his analytical precision and strategic insights, significantly impacting the organization's approach to credit risk evaluation and management. His capacity to analyze vast datasets and interpret trends has been critical in formulating decisions that drive success within the organizations he has been part of.
Mitraputra’s academic achievements, combined with his professional milestones, signal a career trajectory marked by continuous learning and contributions to the field of finance and data science. He remains committed to leveraging his extensive background to create innovative solutions that advance financial services and risk management practices.