Michael Young

Michael Young is the Founder and CEO of Photon Commerce, a technology company focused on leveraging machine intelligence to revolutionize the b2b payments market. With a background in Electrical Engineering and Physics, Michael brings a wealth of expertise to the field. He holds a BA in Physics and Materials Science Engineering from the University of Pennsylvania and pursued MS/PhD studies in Electrical Engineering at Stanford University.

Under Michael's leadership, Photon Commerce has developed a digital network that streamlines document and data management using computer vision, natural language processing, and AI technologies. This innovative approach has significantly enhanced the efficiency of invoice and payment processing, resulting in a 3000x acceleration. Photon's solutions have empowered over 120 fintech and eCommerce businesses, facilitating the processing of $23 billion in transactions to date.

In addition to his role at Photon Commerce, Michael Young has been actively involved in various industry organizations and initiatives. He has served as a Board Advisor for the NACHA ACH Network, a FedNow Showcase Provider for the Federal Reserve Financial Services, and a member of the U.S. Faster Payments Council. These roles reflect Michael's commitment to driving innovation and promoting digital transformation within the payments ecosystem.

Throughout his career, Michael has held key positions in a diverse range of organizations, showcasing his versatility and strong strategic acumen. From founding and leading companies like Smart Focus and IonArmour to advising startups and collaborating with industry giants, Michael's professional journey has been marked by a relentless pursuit of excellence and innovation. His contributions to the development of cutting-edge technologies have been recognized and supported by prestigious entities such as the Nasdaq Entrepreneurial Center, AngelList Quant Fund, and Village Global.

With a passion for leveraging technology to empower businesses and enhance operational efficiencies, Michael Young continues to be a driving force in the realm of digital innovation. His involvement in shaping the future of instant payments, e-invoicing, and financial document automation positions him as a thought leader and visionary in the field. Michael's academic background, coupled with his extensive industry experience, equips him with a unique perspective that fuels his mission to revolutionize the way businesses interact with technology.