In my new role as Chief Payments Officer at POSaBIT, I am responsible for leading the development and execution of the company's payments strategy. With over a decade of experience in the payments industry, I bring a wealth of knowledge and expertise to this position. I have also played a critical role in forging partnerships with key players in the payments industry, enabling POSaBIT to stay ahead of the curve in a rapidly evolving market. As a strategic thinker, I am passionate about creating scalable, efficient payment solutions that meet the needs of both businesses and consumers. I have a proven track record of anticipating industry trends and adapting to new technologies, which has made me a respected leader in the payments space.

POSaBIT

Chief Payments Officer

Hypur is the leading provider of dedicated cannabis bank compliance technology. Hypur has helped financial institutions responsibly serve cannabis businesses since 2015, becoming a frequent resource – for state and federal regulators, bank and credit union associations, and the media – on how to bank cannabis businesses responsibly. Hypur Pay is designed for businesses without access to traditional payment options like Visa and MasterCard. Hypur Pay has been adapted to the unique needs of cannabis businesses, so Merchants can offer their customers a safe and reliable electronic payment option and the shopping experience they expect from a legitimate business.

• Architect of the software platform
• Led the company's operations, executed Hypur's business strategy, and ensured operational excellence company-wide.
• Supported business growth through strategic planning and process development.
• Streamlined company processes and procedures while enhancing customer satisfaction.
• Formulated analysis assessments to make informed decisions on proposed projects.
• Implemented business development strategies, logo designs, and website designs.
• Built strategic relationships with federal, state, and local regulatory agencies.
• Increased profitability by optimizing sales and fulfilling lower overhead costs.
• Aligned organizational objectives with company mission, increasing revenue, profit, and business growth by collaboratively developing integrated strategies.
• Developed innovative sales and marketing strategies to facilitate business expansion.

Hypur Inc.

Co-Founder | Chief Executive Officer | President

Hypur is the leading provider of dedicated cannabis bank compliance technology. Hypur has helped financial institutions responsibly serve cannabis businesses since 2015, becoming a frequent resource – for state and federal regulators, bank and credit union associations, and the media – on how to bank cannabis businesses responsibly. Hypur Pay is designed for any business without access to traditional payment options like Visa and MasterCard. Hypur Pay has been adapted for the unique needs of cannabis businesses, so Merchants can offer their customers a safe and reliable electronic payment option and the shopping experience they expect from a legitimate business.

• Architect of the software platform
• Leading company's business operations, executing Hypur's business strategy, and ensuring operational excellence company-wide.
• Supported business growth through strategic planning and process development.
• Streamlined company processes and procedures while enhancing customer satisfaction.
• Formulated analysis assessments to make informed decisions on proposed projects.
• Implemented business development strategies, logo designs, and website designs.
• Built strategic relationships with federal, state, and local regulatory agencies.
• Increased profitability by optimizing sales and fulfilling lower overhead costs.
• Aligned organizational objectives with company mission, increasing revenue, profit, and business growth by collaboratively developing integrated strategies.
• Developed innovative sales and marketing strategies to facilitate business expansion.

Co-Founder | Chief Operating Officer | President

I implemented a strategic, operational direction for Kenactiv, emphasizing technology in the low-tech industry to create scalable, integrated solutions for Kenactiv’s global operations for non-woven felts using natural fibers for the automotive industry. I directed a team of employees consisting of plant managers, engineers, consultants, sales executives, marketing executives, and accountants to stabilize the business and focus on developing and executing a growth strategy with a new business plan. I implemented the program based on extensive market research and discussions with top industrial manufacturers in various industries to determine their needs and requirements. I utilize the same disciplined approach to growth to develop its initial market push – extensive market research, testing, and analysis.

Kenactiv Innovations, Inc.

Chief Operating Officer

I worked as a consultant with Anoteros leading all business solutions initiatives and strategies to develop a viable business model for the prepaid card industry. I directed a team of employees, accountants, auditors, and SEC attorneys to transition from a privately owned holdings company to a fully reporting public company Anoteros, Inc. The board asked me to sit as CEO / President to complete the merger and execute the business model as I restructured the company's multiple state operations into a centralized operation in Los Angeles, California, thereby significantly reducing overhead.

Anoteros, Inc.

President / Secretary / Chairman of the Board - Anoteros, Inc

Architect of the technology stack and the business solutions initiatives at Allow Card of America, I was looking to develop a strategy to establish a third-party processing platform with the ultimate flexibility for the prepaid card industry. The team and I started with the first family teen spending card in the prepaid debit space. Received accolades from the prepaid card industry for Innovative card programs.

The team and I delivered our prepaid debit programs, full function with custom features, branding, and pricing for each target audience. Also, our third-party marketers could integrate their proprietary functionality—or applications developed to customize their debit programs completely. The platform provided a single network XML bridge with full-scale payments and settlements for all payment types, Including but was not limited to credit, debit, prepaid, stored value, ACH, P2P, and mobile wallets.

My team and I completed and delivered the processing platform on time and under budget. To accomplish this, we utilized a multi-tiered technology approach. Its core is a secure, scalable database dedicated to transactional processing that handles all card transactions and network communication.

Today, the platform is the foundation for many prepaid debit solutions worldwide, including solutions for Pulse, élan, Discover, MasterCard, and other leading payments companies. Allow Card of America merged into Anoteros, Inc. On April 29, 2011.

Allow Card of America, Inc.

Provided consulting services and technology solutions to the Fintech industry specializing in providing strategic merchant banking software, data services, payments settlement, transaction processing, internet gateways, and applications for financial services, working in concert with value-added resellers (VAR) and international licensing, co-branding, private labels, and trademark deals. Sinnper developed one of Arizona's first full-featured managed services for Banks and Credit Unions. The company was acquired in March 2004.

SinnPer Inc

CEO | President

Senior Network Engineer—Corporate Officer responsible for two subsidiaries, including all public VAR / high technology training company revenues.

• Developed online training tools for Microsoft, Cisco Systems, Citrix Systems, and Sun Microsystems
• Developed a pilot sales program that achieved a 300+% growth
• Industry recognition
• Ntwrkng.com received accolades from Microsoft for leadership in Security, Developer Training, and Share Point consulting.

Ntwrkng.com

Senior Network Engineer - Corporate Officer

•	Responsible for technology within the Arizona Division
•	Originally hired as a System engineer trainee, I was promoted to increasingly responsible management positions through the organization due to my achievements
•	Torsys was recognized as the top national hotel IT management group globally
•	Achieved rookie of the year award while competing with over 20 sales reps,
•	Tech sales manager in my twenties
•	Led a team varying in size from 15 to 25 tech sales representatives and earned # 1 ranking as Tech sales manager.

Torsys Inc

Network Engineer

• At 24 years old and with an entrepreneurial spirit, I developed this startup company to provide technical support and solutions for Arizona's leading hospitals.
• Researched the market potential.
• Developed a comprehensive marketing plan and established critical objectives in 1988.
• Negotiated contracts with Arizona's leading hospitals to repair telex terminals, HP medical equipment, and Roland Nurse station call center equipment.
• Expanded into a direct source for component-level repairs.
• Repaired boards and kept stock on hand for board swap repairs for monitors, computers, televisions, VCRs, microwaves, stereos, camcorders, refrigerators, power supplies, etc

Michael J. Sinnwell, Jr.