HEC Paris

Colby College

St. John's Prep

Director - Credit & Risk at Fundation Group LLC

- Built Process, Tools, Polices and Team for Credit Risk Exposure Team (CRET) with Accounts Receivables books for AWS, Advertising, Retail, Transportation and other channels ($25B+ total)
- Partnered with Deal Desk Finance Team to apply risk perspectives on large, complex customer relationships
- Designed, tested and deployed multiple generations of machine learning and AI models to aid in automated risk rating of customers
- Partnered with away tech teams on the implementation of API connections for Dun & Bradstreet, CreditSafe and Moody's

Amazon

Deputy Chief Credit Officer

Fundation is a highly specialized, technology-enabled lender filling a major funding gap in the small business market. We offer a truly unique experience for businesses seeking debt financing: expedient credit decisions, a simple application process, a simple product, competitive loan pricing and all electronic processing. 

Selected Accomplishments:
Built statistical model in R and maintain specialized models to reduce underwriting process time over 67% which was adopted by a Top 20 AUM Bank for their small business loans
Reviewed credit decisions for a team of small business underwriters and member of Firm's Credit Committee
Standardized loan pricing to APR Model
Worked on customer prequalification analytics and pitches to large (super regional banks)
Designed, coded and tested automated underwriting models in a modular fashion to add new functionality.
Rescored over 1200 NAICS codes using SBA Data for defaults for firmwide industry risk ratings

Fundation Group LLC

Director - Credit & Risk, Head of Automation

My duties included:
Make expedient but prudent investment decisions
Continually optimize our credit policies and strategies
Structure transactions according to the corporate profile and risk profile of each customer
Originated over $30m of small business loans with loss rate within firm tolerance

Manager - Credit & Risk

Created and led the US Office of a company specialized in financial and legal translations for institutions worldwide. 
-Identifying customers targets and expectations.
-Finding new development opportunities and assessing the market for the creation of supplementary services.
-Generating new business revenues for CPW Group, by enhancing existing structures and portfolios and opening new markets and geographical areas.
-Member on Executive Committee that helped shape parent firm’s annual strategic goals and direction
-Developed new relationships with clients in the US, Canada and Europe that increased firm revenues by 5%

C.P.W Consultants Philippe Willemetz

Business Development Manager US

Member of Financial Planning & Analysis team involved in business, strategic and financial planning and reporting. Work directly with Financial Planning & Analysis Manager for Europe, Middle East and Africa (EMEA).
	Led cost rationalization (bullet-train initiative) for Europe to identify cost savings for EMEA. Using Hyperion, built scalable, reusable and flexible platform that reports $36M of indirect expenses in easy-to-understand format provides detail required to identify sources of costs and quickly act on them
	Identified potential savings of 10-15% in subcontracting expense. Assured amounts billed to customers by subcontractors accurately reflected costs.
	Redesigned process to report $50M semi-annual revenue to produce 90%+ absolute improvement in reporting accuracy while making it more sustainable.

Finance Intern

Specialized Track: Corporate Strategy
Finance Coordinator, MBA Tournament; managed $430K (€330K) budget
President, Private Equity / Venture Capital Club
Member: Entrepreneurship, Finance and Public Speaking clubs

MBA Student

Oversaw financial modeling, planning and analysis as well as corporate strategy. Reported to owner and founder. Involved in day-to-day business management and decision making.
•	Produced basic guide for fundamental and technical analysis for new brokers by researching, analyzing and reporting medium- and long-term market trends and price movements
•	Managed a team of 6-8 Nepali direct reports to close 10 new clients valued at 1M NPR
•	Created and led investor education seminars that generated ₨ 54K NPR in annual revenue; also used as advertising tools and helped position the company as knowledgeable in the market.
•	Oversaw the preparation of information memos, investor presentations and client-facing marketing materials
•	Designed a new liquidity and fee schedule for managed clients resulting in greater stability and reduced revenue volatility

Capital Market Solution Nepal

Director

Family Office of Jerome Kohlberg
Member of Investment Team that supported company established as family office for Jerome Kohlberg, one of founders of Kohlberg, Kravis and Roberts. Reported to Chief of Investments.
Interviewed potential and current managers from US, Canada, London, Middle East, Asia and Latin America. Made hedge fund and private equity investment recommendations to superiors. 
•	Modeled and built three-statement analytical framework for the identification of opportunities, LBO debt/equity pricing and acquisition of a $90m junior Canadian Oil and Gas Company.
•	Led and negotiated terms for secondary sale of  >$10m underperforming legacy private equity and venture capital holdings
•	Participated in all aspects of due diligence process for sourcing, determining: investment merits, organizational analysis, and investment strategy for potential new private equity investments
•	Prepared investment memos for new opportunities including hedge/private equity/venture capital fund details, structure, strategies, past performance and risk statistics for investment committee
•	Created asset tracking models and peer groups to select traditional/alternative fund managers that fed into asset allocation
•	Developed customized reports for performance monitoring and liquidity analysis to enhance investment and exit strategies

Kisco Management Corp.

Investment Analyst

Developed valuation models used in client-facing presentations, created pitch books for prospective sell-side engagements, and maintained internal databases.
•	Prepared client presentations, pitch books and marketing materials for PIPE of $300M software company 
•	Built the financial models and collaborated with deal team members for recapitalization of special effects software company

Bulger Partners

Investment Banking Summer Analyst

Recruited to work summers and all other college breaks based on performance during initial position as summer intern. Member of Marketing Systems Department Development Team. 
	Selected as lead programmer for interest reconciliation on mySmart Cash Account banking product to help company enter retail banking. Delivered system on time and under budget.
	Participated in developing changes to internal promotions rules engine to support marketing program that generated $1.03B in new money.
	Built reporting and heavily involved in design of converting existing customers to Fidelity platform after company awarded $2.9B 529 program by state of California.

Michael Poplaski