Michael Gutlove

Michael Gutlove is the founder and CEO of ERJ Solutions, a company based in Englewood Cliffs, New Jersey, that specializes in streamlining payment processing for businesses. With over 22 years of experience, Gutlove focuses on helping business owners manage their merchant services, particularly in sectors like healthcare, where he has worked with numerous medical practices to reduce transaction costs and improve payment systems.124

At ERJ Solutions, Gutlove emphasizes the importance of addressing costs, complexities, and compliance related to merchant services. His approach includes offering solutions that complement consumer financing programs and implementing strategies such as dual pricing, which allows businesses to present different payment options to consumers, potentially reducing fees associated with credit card transactions.23

Gutlove's work aims to alleviate the financial burdens that businesses face from payment processing fees, ultimately enhancing their revenue cycle management and freeing up staff time for more critical healthcare tasks.23