Michael Chamberlayne

Michael Chamberlayne is a seasoned executive with a track record of success spanning over 20 years in finance, capital markets, M&A, risk management, and analytics. Currently serving as the Chief Financial Officer of Happy Money, he plays a pivotal role in shaping the financial strategy of the leading unsecured lending platform in collaboration with credit unions. Prior to his tenure at Happy Money, Michael held the position of Chief Financial Officer at Camino Financial, an AI-powered community lending platform focused on providing affordable credit and wealth-building solutions to underserved entrepreneurs. His diverse professional journey includes key roles at Wall Street firms such as Vice President at Wolfe Research and Vice President of Investment Banking at RBC Capital Markets. Michael is a graduate of the Wharton School of the University of Pennsylvania, holding an MBA in Finance, and has a background in Mathematics from Morehouse College.