Marcos Fernandez is a seasoned professional in the Fintech industry, with an extensive academic and professional background in Management Consulting, Product Marketing, and Strategic Partnerships. He studied Engineering Management and Chemical Engineering at the University of Arizona before obtaining his Master of Business Administration from the University of Texas at Austin and the University of St.Gallen. Marcos is currently a Senior Manager at Ripple, where he leads the development and execution of strategic initiatives with global partners to reduce friction in cross-border payments, promoting the vision to transfer money globally the way information moves. Marcos previously worked as a Product Marketing Manager at SoFi and a Senior Associate of Management Consulting at KPMG US.