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    Marc Biron

    Innovating The Largest Market On Earth

    Professional Background

    Marc Biron is a highly innovative entrepreneur and the founder and CEO of Home Diversification Corp. He has effectively dedicated his career to transforming the housing finance industry through pioneering strategies and investment opportunities. Under Marc's leadership, Home Diversification Corp. has rapidly garnered attention in an industry worth $30 trillion in the U.S. and $160 trillion globally. The company's mission is to nationally diversify the largest and most concentrated investment that homeowners possess — their homes. By facilitating a framework that significantly reduces risks for borrowers and lenders alike, Marc serves as a thought leader worrying about the financial wellbeing of both homeowners and investors.

    Over the years, Marc has cultivated a deep understanding of the complexities of housing finance. He has reshaped how the industry approaches homeowner investments by providing innovative solutions that include a guarantee of nationally diversified home price appreciation. This unique offering addresses critical issues in the market, ensuring homeowners not only retain their properties but also see appreciable gains, thus protecting their largest investments.

    Marc has also managed to eliminate more than 98% of credit losses for lenders, leading to the creation of high-yield, ultra-low-risk mortgages that have garnered favorable reactions from various stakeholders. The promise of over 90% reduction in foreclosure risk means that families are able to maintain their homes with peace of mind while avoiding potential financial setbacks. Marc's vision includes a possibility for global expansion once his U.S.-based model is fully established, showing his commitment to a broader, more sustainable financial landscape.

    Education and Achievements

    Marc Biron began his academic journey at Tufts University where he pursued a Bachelor of Science degree in Biology and Biological Sciences, an education that likely honed his analytical skills and abilities to dissect complex problems. His academic endeavors continued at the University of New Hampshire's Peter T. Paul College of Business and Economics, where he earned an MBA in Business Administration and Management, achieving an impressive GPA of 3.94. This rigorous education laid a strong foundation for his business strategies and management skills, both essential aspects of his current role as CEO.

    Before establishing Home Diversification Corp., Marc gained invaluable industry knowledge and experience through various roles. He was previously the Owner of his own self-employed business, where he refined his entrepreneurial skills and passion for innovative financial solutions. Additionally, he held a prominent position as the Director of Profitability Management at Citizens Bank, where he contributed to the bank's financial operations and strategies. This background has allowed him to not only understand the intricacies of home finance but also to innovate exciting investment opportunities that provide real solutions to real problems for homeowners and investors alike.

    Achievements

    Marc's contribution to the housing finance landscape is profound. With Home Diversification Corp., he has created a transformative platform that offers homeowners a unique safety net against the often volatile real estate market. Key milestones and achievements under Marc's leadership include:

    • Nationally Diversified Investments: Home Diversification Corp. stands out as a pioneer in offering diversified home price appreciation guarantees for homeowners, a novel approach that could reshape how investments in homes are viewed.
    • Reduction of Credit Losses: More than 98% of credit losses have been eliminated, significantly benefitting lenders and leading to high-margin cash businesses with sustainable financial returns.
    • Foreclosure Risk Mitigation: The model intends to provide a remarkable greater than 90% reduction in foreclosure risk.
    • Strategic Partnerships: Engaged in promising and productive discussions with Government Sponsored Entities (GSEs) to facilitate wider distribution of their innovative product by all lenders.
    • Investor Engagement: Successfully attracting investment from a wide range of sources, including angel investors, high-net-worth individuals (HNWI), accredited investors, and family offices.
    • High Demand for Product Innovation: Marc has captivated interest from two of the top five mortgage originators—encouraging potential refinancing of $1.5 trillion in high loan-to-value PMI and FHA mortgages.
    • Future Growth Predictions: The business model projects an astonishing valuation of $100 billion by the fifth year, marking it as not only a well-performing business but also a significant player in the housing finance sector.

    Marc's commitment to transforming the housing finance industry is a testament to his innovative thinking and dedication to creating solutions that benefit both individuals and the broader community at large. His extensive educational background, combined with hands-on experience in finance and entrepreneurship, has uniquely positioned him to lead such a transformative enterprise.

    In conclusion, Marc Biron’s journey illustrates the power of innovative thinking and a commitment to resolving real-world problems in the housing market. His successful navigation through the complexities of home finance, combined with an impressive educational and professional pedigree, empowers him to be a beacon for aspiring entrepreneurs and industry leaders alike.

    tags':['CEO','entrepreneur','housing finance','investment strategies','risk reduction','homeownership','foreclosure prevention','financial innovation','angel investors','high-net-worth individuals','accredited investors','family offices'],

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    Marc Biron
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    Location

    Greater Boston