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    Manoj Rathi

    Co-Founder at Aspire Digital Credit Card

    Manoj Rathi is a seasoned financial services professional with over 13 years of experience in credit risk and underwriting in the US credit card and Indian fintech sectors.

    During his career, Manoj managed a $2.3 billion credit card partnership book in the United States and spearheaded a decision science team specializing in risk models, credit policy, and collection strategy.

    His notable achievements include designing and launching a fully automated SME product that addresses fraud, processes, and credit risk at all application stages.

    Manoj Rathi holds a Bachelor's Degree in Mechanical Engineering from the prestigious Indian Institute of Technology Bombay.

    He currently serves as a Co-Founder at Aspire Digital Credit Card and has held key positions in renowned organizations such as Capital Float, Capital One, HSBC Card Services, and marketRx.

    Manoj is driven by a passion for leveraging technology and data science to solve challenges related to low-ticket lending in the financial domain.

    Manoj Rathi
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    Location

    Bangalore Urban, Karnataka, India