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Larry Libman
VP of Mortgage Lending at Proper Rate
Professional Background
Larry Libman is a seasoned expert in the mortgage lending industry, dedicated to helping individuals secure financing for the homes of their dreams. With extensive experience in various roles within the mortgage sector, Larry holds a prominent position as the Vice President of Mortgage Lending at Proper Rate. His journey in the financial services domain has equipped him with an impressive skill set and a reputation for excellence in providing tailored financial solutions to clients in Illinois, Indiana, Michigan, and Wisconsin. Larry's vast experience encompasses various critical roles, including his tenure as Vice President of Mortgage Lending at Guaranteed Rate, where he honed his expertise in structuring innovative mortgage solutions that meet the evolving needs of homeowners.
Throughout his career, Larry has held numerous influential positions that attest to his deep understanding of the mortgage landscape. Previously, he was the Production Manager and Senior Loan Officer at PrimeLending, A PlainsCapital Company, where he effectively managed teams and streamlined processes to enhance customer experience. His foundational role as a Mortgage Banker at BMO Harris Bank laid the groundwork for his successful career in the mortgage lending sphere. In each of his previous roles, Larry has consistently demonstrated his commitment to driving results and delivering exceptional service.
Larry's career also includes significant contributions as a Senior Mortgage Banker at PHH Home Loans and as a Vice President of Mortgage Lending at Perl Mortgage, where he fostered relationships with clients and developed an acute understanding of their financial goals. Beyond these roles, he has served as Sales Director at Baytree Lending Company and Sales Manager at Leading Edge Financial, where he was instrumental in crafting strategies that propelled business growth and client satisfaction. Larry began his journey in the mortgage industry as a Loan Officer at Homestead Mortgage, gaining critical insights into the needs and aspirations of home buyers from the ground up, which significantly informs his current practices in mortgage lending.
Interestingly, before venturing into the finance sector, Larry spent time in the media as the On-Air Promotions Manager at Fox Sports Net Chicago, where he developed crucial communication skills and a knack for engaging audiences. This unique blend of backgrounds allows him to effectively communicate complex lending options in an approachable manner.
Education and Achievements
Larry Libman earned his Bachelor's degree in Journalism from The University of Kansas, an education that provided him with strong analytical and communication skills. His journalism background has significantly contributed to his ability to create compelling narratives and articulate the advantages of various mortgage products to clients. Understanding the importance of informed decisions in real estate, Larry prides himself on guiding clients through the intricate processes of borrowing and financing, ensuring they feel empowered at every step.
Throughout his career, Larry has maintained a focus on professional development and continuous learning, keeping abreast of the latest trends and changes within the mortgage industry. This commitment ensures that he remains a reliable resource for clients seeking innovative financing options. Larry's professionalism and dedication have earned him respect among his peers and clients alike, achieving notable recognition within the industry. His NMLS number (#228182) highlights his compliance and professionalism in the mortgage lending field, providing clients with assurance of his credentials and qualifications.
Achievements
Larry Libman's professional achievements and accolades underscore his commitment to excellence in mortgage lending. His leadership positions across various esteemed companies, such as Proper Rate and Guaranteed Rate, reflect his ability to inspire teams and execute strategic goals effectively. Larry has successfully helped countless clients secure the financing necessary to purchase their homes, supporting their dreams of homeownership.
His rich experience spans numerous states, with licensure in Illinois, Indiana, Michigan, and Wisconsin, allowing him to cater to a diverse client base. This expansive reach, combined with his in-depth knowledge of local markets, significantly enhances his clients' home financing experiences. His passion for helping people navigate the complexities of obtaining a mortgage is evident in his personalized approach, ensuring that each client receives customized solutions that cater to their unique circumstances.
Larry's journey is marked by a commitment to integrity, a dedication to service, and a genuine desire to see his clients succeed. As a trusted mortgage professional, he remains devoted to his mission of helping individuals achieve their homeownership dreams, whether they're first-time buyers or seasoned investors. Through his contributions to the mortgage industry, Larry Libman continues to build a legacy of excellence and service that benefits his clients and the community at large.
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Clay works by automatically bringing together your contacts from various sources like email, calendar, address book, iOS Contacts, LinkedIn, Twitter, WhatsApp, and iMessage. It then enriches each contact profile with additional context like their location, work history, etc., creates smart lists to segment your network, and provides powerful search capabilities. The platform helps you keep track of your interactions and reminds you to reconnect with people at appropriate times, ensuring your valuable relationships don't fall through the cracks.
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Clay offers many advantages over other personal CRMs. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Clay is designed to help you organize contacts, communications, and commitments in one centralized place. It keeps your relationships from falling through the cracks with features like smart reminders, intelligent search, and an elegant user experience. Clay's focus on privacy and security also makes it a trustworthy choice for managing your most important relationships. Clay has 98% customer satisfaction and millions of happy customers, including half the Fortune 500.
Clay is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Clay beneficial.
Clay offers competitive pricing in the personal CRM market. Clay offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Clay's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
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