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John Ybarra
NMLS#787640
Professional Background
John Ybarra is a seasoned Mortgage Loan Consultant currently with Meriwest Mortgage, bringing over a decade of diverse experience in the mortgage and lending industry. His impressive career path has included significant roles at various financial institutions, where he has honed his skills in mortgage lending and consultation. John has distinguished himself as not just a professional in the field, but also as a dedicated advisor who genuinely cares for his clients’ financial well-being. His expertise spans guiding first-time buyers through the complexities of securing a mortgage to helping seasoned investors make informed lending decisions.
Starting his career as a Mortgage Loan Officer and REO Agent at Downey Savings, John quickly became proficient in assessing clients' needs and tailoring mortgage solutions that best fit their financial goals. His ability to build trust and rapport with clients has led many to return for future financial needs.
After Downey Savings, John expanded his experience working at Sterling Bank & Trust, where he served as a Mortgage Loan Consultant, achieving his NMLS certification #787640. His focus on educating clients about the mortgage process set him apart, as he often goes out of his way to ensure they understand every aspect of their options.
Later, John served as AVP-Mortgage Consultant at Union Bank, further elevating his expertise and knowledge of the financial products available to clients. His role there involved a perfect blend of management responsibilities and direct client interaction, allowing him to influence the service experience positively.
In addition, he has held positions at companies such as Redwood Credit Union and Patelco Credit Union as a Mortgage Loan Officer and Home Loan Consultant, where he played an integral role in enhancing product offerings and improving customer service protocols. His contributions have not only helped individual clients but have also strengthened the institutions' reputations in the market.
Through his freelance consulting, John has been able to share his knowledge and skills with even more clients, helping them navigate their unique financial journeys.
Education and Achievements
John holds a Bachelor of Fine Arts (BFA) from Purchase College, SUNY, where he studied Art and Art Studies with a commendable GPA of 3.750. This artistic background, while seemingly different from mortgage consulting, brings a unique perspective to his understanding of aesthetics in home buying and financial presentations. His ability to think creatively has enriched his approach to problem-solving within the mortgage industry.
John’s educational achievements and professional experiences have equipped him with the ability to communicate complex information effectively to clients and integrate innovative solutions that meet their financial needs. His dual passion for art and finance underpins his ability to connect with clients on both a personal and professional level, ensuring a holistic approach to their financial decisions.
Achievements
John Ybarra has consistently achieved remarkable success throughout his career, achieving numerous milestones that reflect his dedication and expertise in the mortgage industry. As a Mortgage Loan Consultant, he has effectively guided countless clients towards homeownership, significantly impacting their lives and communities. His commitment to client success is exemplified through his meticulous attention to detail and his deep understanding of lending products and services.
His tenacity and excellence have often been recognized in the industry, leading him to be a reliable resource for new consultants in the field. Particularly, his efforts in mentoring peers and enhancing customer service experiences speak volumes of his character and professional ethos. John’s reputation is built on the trust he has cultivated through hard work, integrity, and passion for assisting others on their journey to homeownership.
In summary, John Ybarra is an accomplished Mortgage Loan Consultant whose profound expertise in the mortgage sector and dedication to client satisfaction make him a sought-after professional. With a strong educational background in the arts, he creatively approaches financial solutions, ultimately making a positive difference in the lives of his clients.
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Clay is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Clay beneficial.
Clay offers competitive pricing in the personal CRM market. Clay offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Clay's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
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