Wichita State University

Hutchinson Community College

Director of Residential Lending at Meritrust Credit Union

I direct a team of 10, overseeing all aspects of mortgage lending operations, including loan origination, processing, underwriting, and closing processes. I have enhanced operational efficiency by evaluating and implementing technology solutions, streamlining efficiencies by X% and automating mortgage lending processes. I developed pricing strategies by analyzing market trends, interest rate movements, and competitor pricing, which increased loan production and profitability by X%. I also implement policies and procedures to ensure alignment with our goals, improving compliance by X% and standardizing operations.

Peoples Bank and Trust

Vice President, Mortgage Loan Production Manager

I directed a team of 25+, overseeing mortgage lending, sales, origination, and servicing. I spearheaded the development and launch of innovative mortgage products, leading to a 92% increase in revenue with a new pricing structure, hedging, and mortgage loan lock strategies. I consistently grew purchase units over 10 years, achieving 98% record production growth, and earned recognition as the area’s largest originator. Additionally, I integrated technology by implementing OpenClose, Loan Origination (LOS), and Point of Sale (POS) software, enabling e-disclosures and paperless originations.

Meritrust Credit Union

Director of Residential Lending

I strategically grew the business lending team by adding key positions, maintaining a 90%+ employee retention rate, and creating succession plans. This resulted in a 78% increase in fee income and a 58% growth in portfolio assets, reaching a $220M+ portfolio. I launched technology integration initiatives to implement CASH Suite LOS/POS software, automating file workflows from origination to servicing. This enhanced the review process, improved client satisfaction, and reduced credit decision timelines by 50%. I also authored new business lending policies, revising Member Business Loans (MBL) in accordance with NCUA guidance and integrating Wolters Kluwer CASH Suite modules, which improved compliance, loan quality, and member experience.

Director of Residential & Business Lending 

I spearheaded the development and launch of innovative mortgage products, leading to a 92% increase in revenue through a new pricing structure, hedging, and mortgage loan lock strategies. I restructured Home Equity production and consumer lending, implementing new systems and products that resulted in record high-equity volumes. Additionally, I was appointed to pivotal roles on the Asset Liability Management (ALM/ALCO) and Credit Committees, where I contributed to strategic decision-making, pricing, and improving risk management.

John Beckman