Johannes Endhardt

Johannes Endhardt is an executive at Capital One's US Card business, overseeing business analysis, product management, and delivery teams focusing on digital platforms for payment processing and customer management campaigns.

With a background as a management consultant in global financial institutions, Endhardt has a strong passion for digital channels such as online, mobile, and social media.

His specialties include operations and technology in financial institutions, small business banking, strategy & analytics, capital markets (especially derivatives), deposit products & pricing, and customer experience.

Endhardt holds a Master of Science in Business Information Systems from the University of Regensburg and a Master of Business Administration (MBA) with focuses on Finance, Marketing, and International Business from Northwestern University's Kellogg School of Management.

His career at Capital One includes roles such as Managing Vice President of Card Digital Decisioning Platforms, Vice President of US Card Platforms, Vice President of Strategy, Analytics & Deposit Products, Small Business Bank, Sr. Director of Strategy & Analytics for Digital Small Business Bank, and Director of Small Business Channel Strategy.

Before his time at Capital One, Endhardt held positions at McKinsey & Company as an Engagement Manager and Fellow Senior Associate, as well as at Goldman Sachs and Sparkasse Allgaeu.