Joel Coila

Joel Coila is a business administrator with a Master's degree in Marketing and Commercial Management from Pacifico University. With over 10 years of experience in commercial banking, he has expertise in consumer credits, credit cards, SME loans, insurance, and retail. In the past 2 years, he has been exclusively collaborating with major consumer goods companies like Backus, Gloria, and Arca Continental Lindley, providing working capital financing to small shop owners, liquor stores, discos, and bars. Joel has a knack for managing businesses at both local and regional levels. He is an entrepreneurial individual with a proactive approach to organization and management. He possesses a decisive and persistent attitude in decision-making, coupled with creativity and initiative in strategizing and implementing plans. His skills include optimizing funds for social and commercial development, a high level of commitment to achieving goals even under pressure and adverse conditions.