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Jay Kotak
Associate VP at Kotak Mahindra Bank
Jay Kotak is a senior executive in the banking industry with a strong educational background and diverse professional experience. He currently serves as VP at Kotak811, India's foremost digital banking business with over 17 million customers.1 Prior to this, he held the position of Associate VP at Kotak Mahindra Bank from November 2019 to November 2021.1
Jay's career trajectory includes:
- VP at Kotak811 (November 2021 - Present)
- Associate VP at Kotak Mahindra Bank (November 2019 - November 2021)
- Associate at Kotak Mahindra Bank (2017 - October 2019)
- Business Analyst at McKinsey & Company (2012 - 2014)
- Analyst at Infina Finance Private Limited (2011 - 2012)
- Summer Analyst at Goldman Sachs (2010)1
His educational background is impressive:
- MBA from Harvard Business School (2015 - 2017)
- Bachelor of Arts in History and Economics from Columbia University (2008 - 2011)
- Attended The Cathedral and John Connon School (1993 - 2007)1
Jay is multilingual, with native proficiency in English, professional working proficiency in Hindi, and limited working proficiency in Gujarati.1 He is passionate about building democratized financial services for all Indians and has been involved in discussions about using alternative data for underwriting at scale.23 Jay has also embraced modern technology, noting that he no longer carries a wallet in India, relying solely on UPI payments via his smartphone.4
