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Jason Cosman
President at Cosman Mortgage Capital Corporation Principal Administrator and Principal Broker
Professional Background
Jason Cosman is a highly experienced mortgage administrator and broker with an impressive background in the private lending sector. With a solid track record representing both large and small private lenders, Jason specializes in navigating first and second mortgages with a keen insight into the nuances of the real estate marketplace. His expertise encompasses handling a broad range of mortgage amounts, from substantial first mortgages ranging between $1,000,000 to $15,000,000, starting with competitive rates at 8% alongside a 2% fee, to smaller first mortgages from $50,000 to $1,000,000 beginning at 10% and a 2% fee.
In addition to his focus on first mortgages, Jason efficiently manages second mortgages that start at $50,000 with an attractive loan-to-value (LTV) ratio of 80%, also commencing at 10% with a 3% fee. This versatility allows him to analyze a wide variety of asset types, accommodating diverse client needs and investment goals.
He currently serves as the President of Cosman Mortgage Capital Corporation, where he leads the firm's innovative approach to private lending and mortgage solutions. His previous roles have equipped him with a multifaceted perspective on the mortgage industry, having served as a Mortgage Broker at Tridac Corporation Limited, operating under Axess Mortgage. Jason also held the position of Vice President at Fernwood Financial Corporation, further solidifying his leadership experience and industry knowledge. Prior to that, he made significant contributions as a Mortgage Agent at MEC Mortgage.
Education and Achievements
Jason’s educational background is a testament to his dedication to understanding the financial field with a focus on management and economics. He earned his Bachelor of Commerce (B.Com.) in Business Administration from the esteemed Telfer School of Management at the University of Ottawa. He also completed an Honours B. Comm, with an option in Management, at the University of Ottawa / Université d'Ottawa, laying a solid foundation for his career in finance and mortgage administration.
His comprehensive educational training, complemented by years of hands-on experience, has allowed Jason to establish himself as a knowledgeable resource for private lenders. His passion for the mortgage industry is evident in the way he approaches each deal, ensuring that all parties involved have a clear understanding of the financial implications and opportunities presented.
Achievements
Throughout his career, Jason Cosman has amassed a significant number of achievements that highlight his skill set and commitment to the mortgage industry. His experience as President of Cosman Mortgage Capital Corporation showcases his ability to lead a company that prioritizes transparency, efficiency, and strategic investment. He emphasizes the importance of tailoring mortgage solutions that benefit both borrowers and investors.
In his previous roles, especially as Vice President at Fernwood Financial Corporation, Jason demonstrated a proactive approach to developing and managing robust lending programs that have positively impacted numerous clients and lenders alike. His capacity to work on varying scales of financial transactions, paired with his strategic insight, has enabled him to navigate complex situations and deliver successful outcomes.
Jason continues to be recognized for his contributions to the field, engaging in continuous learning to stay ahead in the ever-evolving mortgage landscape. His commitment to professional development, combined with his extensive experience, positions him as a leading figure among peers in the mortgage administration industry.
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Clay is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Clay beneficial.
Clay offers competitive pricing in the personal CRM market. Clay offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Clay's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
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