Izabella Zhu Mitchell

Izabella Zhu Mitchell is the Chief Risk Officer and Executive Vice President at United Business Bank, based in Walnut Creek, California.12 She joined the bank in September 2013 as a member of the executive management team.1 In her role, she is responsible for developing, coordinating, and maintaining forward-looking enterprise risk management frameworks and programs as the bank pursues various growth strategies.1

Professional Background

Izabella Zhu Mitchell has over 20 years of diverse work experience in the financial services industry.3 Prior to joining United Business Bank, she held positions including:

• Senior Financial Institutions Examiner at the California Department of Business Oversight
• Founding and inaugural member of the Examiner Council at the California Department of Business Oversight
• Examiner-in-Charge for various large banks, troubled financial institutions, and trust departments
• Financial advisor at Morgan Stanley1

Education

Izabella Zhu Mitchell has a strong educational background:

• Master's degree in Public Administration in International Development from Harvard University's Kennedy School12
• Bachelor's degree in International Economics from Peking University12
• Executive Leadership program at Wharton Executive Education (2023)2

Certifications

She holds several professional certifications, including:

• Certified Fiduciary Investment Risk Specialist (issued June 2012)12
• ABA Wharton Executive Leadership Certificate (issued August 2023)2
• Certified Internal Auditor (CIA) (issued February 2024)2
• Certified in Risk and Information Systems Control (issued October 2018)2

Izabella Zhu Mitchell's diverse experience in banking, risk management, and financial regulation, combined with her strong educational background and professional certifications, make her well-suited for her role as Chief Risk Officer at United Business Bank.