Ilya Kharitonov is a highly experienced senior executive and expert in finance, risk management, business strategy, and digital transformation. He has an impressive academic background, having completed multiple degrees and certifications involving software engineering, data science, artificial intelligence, cybersecurity, and project management, to name a few. He is a strong advocate and mentor for start-ups and has eight years of experience managing banking risks. Ilya has held senior management positions in various banks, including Credit Europe Bank Russia, Alfa-Bank, and Promsvyazbank, where he served as Deputy Head of Corporate Lending Department. He also has experience in sales and business, including B2B and B2C. He possesses the essential soft and hard skills necessary for being a successful business leader, including leadership, innovation, storytelling, emotional intelligence, cognitive flexibility, critical thinking, decision making, teamwork, networking, problem-solving, mathematics, and statistics. Additionally, Ilya has excellent technical skills, including software engineering, programming, robotics, artificial intelligence, and cybersecurity. He studied at some of the top universities globally, including Tomsk State University of Control Systems and Radioelectronics, University of Colorado Denver, and Higher School of Economics.