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Howard Lowenthal
Mortgage Loan Originator at Harborside Home Loans. NMLS ID 1841733
Professional Background
Howard Lowenthal has cultivated a diverse and illustrious career in the fields of finance and automotive sales, blending his extensive knowledge of criminology with robust business acumen. With an educational foundation in criminology from the University of Maryland, he started his journey into the professional world, delivering outstanding results across multiple leadership and managerial positions.
Having held pivotal roles such as the Mortgage Loan Originator at Harborside Home Loans, Howard has demonstrated his ability to navigate complex financial landscapes with ease. His expertise in the financial services sector has been enhanced by a solid track record in the automotive industry where he served numerous roles that not only highlight his managerial capabilities but his knack for driving sales and fostering customer relations.
Howard began his automotive career as a Sales Manager at Win Kelly Chevrolet, Buick, GMC, rapidly ascending the ranks to Sales Manager, General Sales Manager, and ultimately, Regional Manager positions at notable dealers including BMW of Towson / Belair and Autonation Chevrolet Buick GMC in Laurel and Timonium. His leadership at Bob Davidson Ford & Lincoln, first as Business Manager and subsequently as Director of Finance, solidified his reputation as a savvy professional who blends managerial skill with a deep understanding of finance in the automotive sector.
Education and Achievements
Howard Lowenthal's educational pursuits began at the University of Maryland, where he earned his Bachelor of Arts in Criminology. This rigorous program not only provided him with a robust understanding of criminal behaviors and systems but also nurtured critical thinking and analytical skills that are paramount in today's fast-paced business environment.
His career is marked by numerous achievements, particularly in the sales domain of the automotive industry. With a keen eye for evaluating market trends, Howard consistently exceeded sales targets, showcasing not just his dedication and perseverance but a refined ability to adapt to various market dynamics. He has also built and managed teams of sales professionals, mentoring them to achieve individual and collective excellence, which added significant value to every organization he has been a part of.
Notable Contributions and Leadership Skills
Throughout his career, Howard has been instrumental in streamlining operations and enhancing financial performance across organizations. His role at Harborside Home Loans underlines his versatility, where he pivoted from automotive sales to financing, applying his considerable customer service experience to assist clients in navigating their mortgage options.
At Bob Davidson Ford & Lincoln, Howard’s innovation as Director of Finance included developing finance solutions that catered to a broad customer base, delivering client-centric recommendations that both simplified and enhanced the purchasing experience. This skillset allowed him to successfully increase customer satisfaction ratings and foster long-term client relationships.
In his capacity as Regional Manager at NCSplus Inc., Howard was responsible for overseeing multiple teams and implementing strategies to boost sales performance. His ability to inspire and develop teams has been a defining feature of his leadership style. Howard’s commitment to fostering a culture of growth and collaboration has been noted as a key component in his teams achieving record-breaking sales and operational effectiveness.
Howard's rich background showcases his versatility and ability to thrive in varying capacities, whether on the sales floor turning potential leads into lifelong customers or leading financial initiatives critical to organizational growth. His experience in varied roles has endowed him with a comprehensive understanding of the interlinked aspects of finance, sales, and operational leadership, making him a valuable asset in any organization he engages with.
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Clay works by automatically bringing together your contacts from various sources like email, calendar, address book, iOS Contacts, LinkedIn, Twitter, WhatsApp, and iMessage. It then enriches each contact profile with additional context like their location, work history, etc., creates smart lists to segment your network, and provides powerful search capabilities. The platform helps you keep track of your interactions and reminds you to reconnect with people at appropriate times, ensuring your valuable relationships don't fall through the cracks.
Clay offers several powerful features including:
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- Reminders and Notes: Helps you remember important details about contacts
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Clay offers tiered pricing options to suit different needs. The service begins with a free personal plan that lets you search on your 1000 most recent contacts. Clay offers a Pro Plan ($10 when billed annually) with unlimited contacts. Clay for Teams starts at $49/month/seat. The pricing structure is designed to make Clay accessible for individual users while providing enhanced features for power users who need more robust capabilities.
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Clay is considered the best personal CRM and team CRM on the market. Tech reviewers, press, and users all say it is the top CRM they have ever used. Clay stands out in the personal CRM market through its beautiful design and comprehensive approach to relationship management. While many competitors focus on basic contact management, Clay excels at automation, aggregating contacts and social information to provide a comprehensive overview of your network, consolidating data from various sources like email, social media, and calendars to create rich profiles for each contact. Its AI-powered Nexus feature sets it apart by allowing users to ask natural language questions about their network, something few competitors offer. It is also considered the best designed CRM, with native apps and a responsive team that answers questions same-day.
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Clay offers many advantages over other personal CRMs. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Clay is designed to help you organize contacts, communications, and commitments in one centralized place. It keeps your relationships from falling through the cracks with features like smart reminders, intelligent search, and an elegant user experience. Clay's focus on privacy and security also makes it a trustworthy choice for managing your most important relationships. Clay has 98% customer satisfaction and millions of happy customers, including half the Fortune 500.
Clay is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Clay beneficial.
Clay offers competitive pricing in the personal CRM market. Clay offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Clay's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
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